637 Pine Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 637 Pine Ave, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,082 sqft · built 1956
Lot Size	0.355 acres (15,505 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Dec 2020)
Tax Bill	$3,191 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54 4 44-7`

Property Details

APN / Parcel Number

Primary APN	`54 4 44-7`
Alternative APN	`460187`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,082 sqft Living Area
1st Floor Area	1,746 sqft
Basement Area	1,209 sqft
Finished Basement	1,209 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,505 sqft (0.355 acres)
Garage Type	Built-in
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Deck Area	288 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	460187
Street Address	637 PINE AVE
City	WAYNESBORO
State	VA
Zip	22980-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	BLOCK 44 LOTS 7,8,9,10 WAYNESBORO CO
Legal Subdivision	WAYNESBORO COMPANY
Legal Block	44
Legal Lot Number	7-10
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	4
Census Block	4015
Census Tract	3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

637 Pine Ave is owned by two individuals who bought it in December 2020.

Source: Waynesboro City records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 442, MATHEWS, VA 23109-0442
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Dec 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Deed Document Number	20203340
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	637 PINE AVE, WAYNESBORO, VA 22980-4815
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000841
Date	Apr 1, 2020
Instrument	200000841

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Dec 7, 2020
Property Address	637 PINE AVE, WAYNESBORO, VA 22980-4815
Document Number	200003340
Instrument Date	Dec 4, 2020
Instrument	200003340
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	NOT AVAILABLE, LILLY TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 PINE AVE, WAYNESBORO, VA 22980-4815

Mortgage

Document Number	200003341
Date	Dec 7, 2020
Instrument	200003341

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 637 Pine Ave was $3,191.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,191.00	$366,800 Land $80,000 Building $286,800	$366,800 Land $80,000 Building $286,800
2023	$2,678.00	$347,800 Land $77,500 Building $270,300	$347,800 Land $77,500 Building $270,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Pine Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	31 (1985–2018)
Claims Outside the SFHA	8 of 31
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Pine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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