637 Oak St, Herndon, VA 20170 Property Records

Fairfax County property record for 637 Oak St, Herndon, VA 20170

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,872 sqft · built 1925
Lot Size	0.239 acres (10,453 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Nov 2020)
Tax Bill	$14,481 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-2-02-0100-C`

Property Details

APN / Parcel Number

Primary APN	`016-2-02-0100-C`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,872 sqft Living Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	10,453 sqft (0.239 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Patio Area	491 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	637 OAK ST
City	HERNDON
State	VA
Zip	20170-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10(SINGLE FAM 10000 3+D
Legal Description	ELLIOTT C JR & SUSAN S ROBERTS PROPERTY LT 1
Legal Subdivision	ELLIOTT C JR AND SUSAN S ROBERTS PROPERT
Legal Lot Number	1
Jurisdiction	FAIRFAX VA
Township / Civil Division	DRANESVILLE
Census Block Group	1
Census Block	1002
Census Tract	480902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Herndon Historic District listed 1991 · 175 contributing resources · NRIS 90002121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

637 Oak St is owned and occupied by two individuals who bought it in November 2020.

Source: Fairfax County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	637 OAK ST, HERNDON, VA 20170-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · Conventional with PMI TOWNEBANK MTG
Feb 21, 2020	Warranty Deed, Transfer HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW LLC
Jul 31, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 25, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jun 15, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Document Number	0002663886
Deed Book / Page	26638 / 86
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFAX VA
Recording Date	Nov 4, 2020
Property Address	637 OAK ST, HERNDON, VA 20170-5118
Document Number	2020135995001
Book / Page	026638 / 000086
Instrument Date	Nov 3, 2020
Instrument	135995001
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	637 OAK ST HERNDON VA 201705118, HERNDON, VA 20170-5118

Mortgage

Document Number	2020135995002
Date	Nov 4, 2020
Book Page	026638/000088
Instrument	135995002

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFAX VA
Recording Date	Feb 21, 2020
Property Address	637 OAK ST, HERNDON, VA 20170-5118
Document Number	2020014578001
Book / Page	026093 / 000817
Instrument Date	Feb 21, 2020
Instrument	14578001
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	637 OAK ST HERNDON VA 201705118, HERNDON, VA 20170-5118

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jul 31, 2019
Property Address	637 OAK ST, HERNDON, VA 20170-5118
Document Number	2019045353001
Book / Page	025836 / 001167
Instrument Date	Jul 15, 2019
Instrument	45353001
Transaction Type	Foreclosure
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	637 OAK ST HERNDON VA 201705118, HERNDON, VA 20170-5118

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	637 OAK ST, HERNDON, VA 20170-5118
Document Number	2017073815001
Book / Page	025262 / 000959
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 OAK ST HERNDON VA 201705118, HERNDON, VA 20170-5118

Mortgage

Document Number	2017073815001
Date	Nov 30, 2017
Book Page	025262/000959
Instrument	73815001

Lender

Name	LOW VA RATES LLC
Address	LINCLON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	637 OAK ST, HERNDON, VA 20170-5118
Document Number	2017038421001
Book / Page	025086 / 000675
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 OAK ST HERNDON VA 201705118, HERNDON, VA 20170-5118

Mortgage

Document Number	2017038421001
Date	Jun 21, 2017
Book Page	025086/000675
Instrument	38421001

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 637 Oak St was $14,481.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Municipality	Herndon Town
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,481.00	$1,015,540 Land $352,000 Building $663,540	$1,015,540 Land $352,000 Building $663,540
2023	$13,288.00	$957,020 Land $352,000 Building $605,020	$957,020 Land $352,000 Building $605,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 637 Oak St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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