637 Oak St, Adrian, MI 49221 Property Records

Lenawee County property record for 637 Oak St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,095 sqft
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,900 (Feb 2007)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-820-3006-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-820-3006-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,095 sqft Living Area
1st Floor Area	813 sqft
Basement Area	642 sqft

Exterior

Architectural Style	Conventional
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	637 OAK ST
City	ADRIAN
State	MI
Zip	49221-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	LOT 6 BLK 16 E H WINANS ADD
Legal Subdivision	E H WINANS ADD
Legal Block	16
Legal Lot Number	6
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4013
Census Tract	61302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 OAK ST, ADRIAN, MI 49221-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Sep 27, 2023	Personal Representative Deed, Transfer
Aug 3, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2007 · Amount on Record
Deed Sale	Feb 2, 2007 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Book / Page	2339 / 546
Prior Transfer Date	Apr 15, 2001
Prior Transfer Doc	2300000217
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Apr 25, 2024
Property Address	637 OAK ST, ADRIAN, MI 49221-3316
Document Number	0026680340
Book / Page	2668 / 340
Instrument Date	Apr 22, 2024
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 HAWTHORNE AVE, SAINT JOSEPH, MI 49085-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 S CENTER ST, ADRIAN, MI 49221-3371

Mortgage

Document Number	0002668341
Date	Apr 25, 2024
Instrument	2668/341

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LENAWEE MI
Recording Date	Sep 27, 2023
Property Address	637 OAK ST, ADRIAN, MI 49221-3316
Document Number	0026600034
Book / Page	2660 / 34
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.15
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 81, SAINT JOSEPH, MI 49085-0081
Investor	Possibly a Property Investor

August 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LENAWEE MI
Recording Date	Aug 3, 2023
Property Address	637 OAK ST, ADRIAN, MI 49221-3316
Document Number	0026570972
Book / Page	2657 / 972
Instrument Date	Jul 27, 2023
Transaction Type	Foreclosure
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,100 (+16.85%)	$108,200 (+16.85%)
2025	$2,189.00 (+73.87%) Homeowner's exemption	$46,300 (+83%)	$92,600 (+83%)
2024	$1,259.00
2023		$25,300 (+3.69%)	$50,600 (+3.69%)
2022		$24,400	$48,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: D&P Communications.

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