637 Norma Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 637 Norma Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,384 sqft · built 1973
Lot Size0.69 acres (2,992 sqft)
Owner2 Individual Names on Record
Last Sale$234,000 (May 2022)
Tax Bill$3,063 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN091470A000

Property Details

APN / Parcel Number

Primary APN091470A000
Alternative APN
  • 6-010A-4437-00-0140.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
Gross Area3,008 sqft
1st Floor Area1,384 sqft
Basement Area1,384 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,992 sqft (0.69 acres)
Lot Dimensions44 ft deep x 68 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck AreaDeck Area
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number091470A000
Street Address637 NORMA DR
CitySAINT CHARLES
StateMO
Zip63301-8804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSUNNYBROOK PK #1 LOT 140
Legal SubdivisionSUNNYBROOK PK #1
Legal Lot Number140
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3019
Census Tract310602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address637 NORMA DR, SAINT CHARLES, MO 63301-8804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
May 26, 2022Correction Deed
TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleOct 29, 2004 · Amount on Record
Deed Document Number202229880
Prior Transfer DateMay 23, 2022
Prior Transfer Doc0000029879
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 26, 2022
Property Address637 NORMA DR, SAINT CHARLES, MO 63301-8804
Document Number0000029880
Map ReferenceMB 7 PG 68
Instrument DateMay 23, 2022
Instrument2022R-029880
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4136 WHITE RIVER DR, SAINT CHARLES, MO 63304

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 NORMA DR, SAINT CHARLES, MO 63301-8804

Mortgage

Document Number0000029881
DateMay 26, 2022
Instrument2022R-029881
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

May 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionST CHARLES MO
Recording DateMay 26, 2022
Property Address637 NORMA DR, SAINT CHARLES, MO 63301-8804
Document Number0000029879
Map ReferenceMB 7 PG 68
Instrument DateMay 23, 2022
Instrument2022R-029879
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address4136 WHITE RIVER DR, SAINT CHARLES, MO 63304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address637 NORMA DR, SAINT CHARLES, MO 63301-8804

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,824 (-)$256,970 (-) Land $54,000 Building $202,970
2025$3,063.00 (+9.35%)$48,824 (+12.06%)$256,970 (+12.06%) Land $54,000 Building $202,970
2024$2,801.00
2023$43,570
2022$229,315 Land $54,000 Building $175,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims12 (1978–2012)
Claims Outside the SFHA6 of 12
Most Recent ClaimMay 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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