637 N Ridgeway Ave, Chicago, IL 60624 Property Records

Cook County property record for 637 N Ridgeway Ave, Chicago, IL 60624

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,022 sqft · built 1912
Lot Size	0.072 acres (3,125 sqft)
Owner	Company Name on Record
Tax Bill	$1,510 (2023)
Deeds & Mortgages	May 2022 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-11-115-002`

Property Details

APN / Parcel Number

Primary APN	`16-11-115-002`
Alternative APN	`16-11-115-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1913
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	637 N RIDGEWAY AVE
City	CHICAGO
State	IL
Zip	60624-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Description	(SUBDIVISION) OF BLK 6 W J MORTONS SUB EH NW SEC 11-39-13
Legal Range	13E
Legal Township	39N
Legal Section	11
Legal Subdivision	MORTONS SUB
Legal Block	6
Legal Lot Number	40
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4023
Census Tract	231500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	512 N MCCLURG CT, 5210, CHICAGO, IL 60611-4190
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 9, 2022	Warranty Deed, Transfer · Commercial Mortgage VERA HERLIHY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022
Deed Sale	Feb 9, 2022
Prior Sale	Feb 28, 2008 · Amount on Record
Deed Document Number	202221556
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	637 N RIDGEWAY AVE, CHICAGO, IL 60624-1274
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012401026
Date	May 4, 2022
Instrument	2212401026

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 9, 2022
Property Address	637 N RIDGEWAY AVE, CHICAGO, IL 60624-1274
Document Number	0004021556
Instrument Date	Feb 1, 2022
Instrument	2204021556
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N MCCURY CT #5210 # 5210, 5210, CHICAGO, IL 60611

Mortgage

Document Number	0004021557
Date	Feb 9, 2022
Instrument	2204021557

Lender

Name	VERA HERLIHY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,995 (+96.12%) Land $4,531 Building $9,464	$139,950 (+96.12%) Land $45,310 Building $94,640
2023	$1,510.00 (+2.93%)
2022	$1,467.00	$7,136 Land $3,671 Building $3,465	$71,360 Land $36,710 Building $34,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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