637 N 9th St, Reading, PA 19604 Property Records

Berks County property record for 637 N 9th St, Reading, PA 19604

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 2,036 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2020)
Tax Bill	$1,033 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-53-03-1818`

Property Details

APN / Parcel Number

Primary APN	`5317-53-03-1818`
Alternative APNs	`12-5317-53-03-1818` `12119325` `119325`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,036 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12119325
Street Address	637 N 9TH ST
City	READING
State	PA
Zip	19604-2673
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	03
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	1400

Owner

637 N 9th St, a residential property, is owned and occupied by an individual who bought it in November 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	637 N 9TH ST, READING, PA 19604-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 8, 2019	Deed, Transfer · FHA Mortgage FULTON BANK NA
Mar 8, 2018	Grant Deed, Transfer CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Apr 8, 2019 · Amount on File
Deed Document Number	202045323
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 30, 2020
Property Address	637 N 9TH ST, READING, PA 19604-2673
Document Number	0000045323
Instrument Date	Nov 6, 2020
Instrument	2020045323
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 N 9TH ST, READING, PA 19604-2673

Mortgage

Document Number	0000045324
Date	Nov 30, 2020
Instrument	2020045324

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 8, 2019
Property Address	637 N 9TH ST, READING, PA 19604-2673
Document Number	0000010523
Instrument Date	Mar 29, 2019
Instrument	2019010523
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	224 W DOUGLASS ST, READING, PA 19601-2006

Mortgage

Document Number	0000010524
Date	Apr 8, 2019
Instrument	2019010524

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Mar 8, 2018
Property Address	637 N 9TH ST, READING, PA 19604-2673
Document Number	0000007692
Instrument Date	Mar 5, 2018
Instrument	7692
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 SINGER RD WYOMISSING PA 196101132, WYOMISSING, PA 19610-1132

Tax Assessment & Valuation

The 2026 property tax bill for 637 N 9th St was $1,033.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,033.00	$36,600 Land $9,300 Building $27,300	$9,300 Land $9,300
2024	$968.00	$36,600 Land $9,300 Building $27,300
1994			$36,600 Land $9,300 Building $27,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 637 N 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 N 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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