637 Mono St, Manteca, CA 95337 Property Records

San Joaquin County property record for 637 Mono St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,597 sqft · built 2018
Lot Size	0.153 acres (6,673 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2018)
Tax Bill	$7,225 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`226-390-450-000`

Property Details

APN / Parcel Number

Primary APN	`226-390-450-000`
Alternative APN	`226-390-45`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,597 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,673 sqft (0.153 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	226-390-45
Street Address	637 MONO ST
City	MANTECA
State	CA
Zip	95337-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-FM PT OF 226-120-33 PER EVANS ESTATES, UNIT NO.
Legal Subdivision	EVANS ESTATES UN #3
Legal Block	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	4
Census Block	4026
Census Tract	5106

Owner

637 Mono St is owned by two individuals who bought it in December 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 5, 2018	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Deed Document Number	2018133797
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	637 MONO ST, MANTECA, CA 95337-9052
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 MONO ST, MANTECA, CA 95337-9052

Mortgage

Document Number	0000079561
Date	Sep 18, 2025
Instrument	2025-079561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	637 MONO ST, MANTECA, CA 95337-9052
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 MONO ST, MANTECA, CA 95337-9052

Mortgage

Document Number	0000140782
Date	Aug 23, 2021
Instrument	2021-140782

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	637 MONO ST, MANTECA, CA 95337-9052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054257
Date	May 7, 2020
Instrument	2020-054257

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 5, 2018
Property Address	637 MONO ST, MANTECA, CA 95337-9052
Document Number	0000133797
Instrument Date	Nov 16, 2018
Instrument	133797
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	637 MONO ST MANTECA CA 953379052, MANTECA, CA 95337-9052

Mortgage

Document Number	133798
Date	Dec 5, 2018
Instrument	133798

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 637 Mono St was $7,225, up 1.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,225.00 (+1.47%)
2025	$7,120.00	$529,867 Land $133,860 Building $396,007
2023	$6,888.00 (+1.26%)	$509,294 Land $128,663 Building $380,631	$657,630
2022	$6,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Mono St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Mono St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Verizon.

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