Palm Beach County property record for 637 Monaco N, Delray Beach, FL 33446
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 883 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jul 2023) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-22-08-014-6370 |
| Primary APN | 00-42-46-22-08-014-6370 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 883 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Parking |
| Porch | Enclosed/Finished Porch |
| Porch Area | 108 sqft |
| Street Address | 637 MONACO N |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-1953 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | KINGS POINT MONACO N COND PAR 637 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 22 |
| Legal Subdivision | MONACO B THRU P CONDO |
| Legal Block | 14 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5939 |
637 Monaco N, a condominium, is owned by two individuals who bought it in July 2023.
Source: Palm Beach County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6777 HATTERAS DR, LAKE WORTH, FL 33467-7935 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2023 · Amount on File |
| Deed Sale | Jul 19, 2023 · Amount on File |
| Prior Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 2023246103 |
| Deed Book / Page | 34440 / 1633 |
| Prior Transfer Date | Sep 14, 2009 |
| Prior Transfer Doc | 0234921599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 19, 2023 |
| Property Address | 637 MONACO N, DELRAY BEACH, FL 33446-1953 |
| Document Number | 0344401633 |
| Book / Page | 34440 / 1633 |
| Map Reference | MB 2323 PG 490 |
| Instrument Date | May 18, 2023 |
| Instrument | 20230246103 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2241 HOLLAND AVE # AVE6H, AVE6H, BRONX, NY 10467-9434 |
| Name | Verified Name |
|---|---|
| Address | 3312 HARNESS CIR, LAKE WORTH, FL 33449-8026 |
| Document Number | 0344401636 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 34440/1636 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 637 Monaco N was $1,558, down 22.9% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (-22.87%) | $79,529 | $79,529 Building $79,529 |
| 2024 | $2,020.00 (-0.39%) | ||
| 2023 | $2,028.00 (+21.22%) | $108,466 (+27.87%) Building $108,466 | $108,466 (+27.87%) Building $108,466 |
| 2022 | $1,673.00 | $84,826 Building $84,826 | $84,826 Building $84,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Monaco N in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 104 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 152 units insured incl. 48 condo units |
| Nearby Flood Claims | 62 (1979–2025) |
| Claims Outside the SFHA | 43 of 62 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 Monaco N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Blue Stream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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