637 Middlefield Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 637 Middlefield Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,913 sqft · built 2007
Lot Size0.093 acres (4,051 sqft)
Owner2 Trust Names on File
Last Sale$1,050,000 (May 2015)
Tax Bill$15,796 (2025)
Flood ZoneZone X (minimal risk)
APN038-163-08

Property Details

APN / Parcel Number

Primary APN038-163-08
Alternative APN
  • 038-163-08-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,913 sqft Living Area
Gross Area2,345 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialTile
Lot Area4,051 sqft (0.093 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area173 sqft
Patio Area173 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address637 MIDDLEFIELD DR
CityAPTOS
StateCA
Zip95003-3556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFFE PARK 04
Legal Block3
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1021
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-163-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address637 MIDDLEFIELD DR, APTOS, CA 95003-3556
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2015 · Amount on Record
Deed SaleMay 14, 2015 · Amount on Record
Prior SaleAug 18, 2005 · Amount on Record
Deed Document Number201518663
Prior Transfer DateNov 16, 2011
Prior Transfer Doc0000048729
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,287,182 (+2%) Land $821,345 Building $465,837
2025$15,796.00 (+9.82%) Homeowner's exemption$1,261,943 (+4.04%) Land $805,240 Building $456,703
2023$14,384.00 (+2.1%) Homeowner's exemption$1,212,941 Land $773,972 Building $438,969$1,453,770
2022$14,088.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2023)
Claims Outside the SFHA1 of 12
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Surfnet Communications, Verizon, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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