637 Jay St, Ocoee, FL 34761 Property Records

Orange County property record for 637 Jay St, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,595 sqft Living Area
Lot Size13,300 sqft (0.305 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2020)
Tax Bill$3,811.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-22-28-4866-02-030
Alternative APNs
  • 282217486602030
  • 242171
  • 247012
  • 251585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,595 sqft Living Area
Gross Area2,800 sqft Gross Area
1st Floor825 sqft 1st Floor
Stories1 Stories
Utility Area230 sqft Utility Area
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area13,300 sqft (0.305 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area483 sqft Garage
Shed1 Shed
Patio Area660 sqft Patio
Porch Area1,262 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address637 JAY ST
CityOCOEE
StateFL
Zip34761-2342
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW FIFTH ADDITION W/7 LOT 3 BLK B
Legal Range28E
Legal Township22S
Legal Section17
Legal SubdivisionLAKEVIEW 5TH ADD
Legal Tract4866
Legal BlockB
Legal Lot Number3
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup1
Census Block1009
Census Tract15003

Owner

Source: Orange County records · APN 17-22-28-4866-02-030

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address637 JAY ST, OCOEE, FL 34761-2342
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANCARE LLC
Jan 28, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MORTGAGE LTD
Jul 02, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Deed Doc Number202057650
Prior Transfer DateJun 18, 2019
Prior Transfer Doc0000406300
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address637 JAY ST, OCOEE, FL 34761-2342
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 JAY ST, OCOEE, FL 34761-2342

Mortgage

Document Number0000130696
DateMar 07, 2023
Instrument20230130696
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term323 Months
DueFeb 01, 2050

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address637 JAY ST, OCOEE, FL 34761-2342
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 JAY ST, OCOEE, FL 34761-2342

Mortgage

Document Number20210410973
DateJul 09, 2021
Instrument20210410973
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term355 Months
DueFeb 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 28, 2020
Property Address637 JAY ST, OCOEE, FL 34761-2342
Document Number0000057650
Map ReferenceMB W PG 7
Instrument DateJan 24, 2020
Instrument20200057650
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyLP TITLE SERVICE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9124 BLACK BEAR LN, 9124, WINTER GARDEN, FL 34787-9002

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 JAY ST, OCOEE, FL 34761-2342

Mortgage

Document Number0000057651
DateJan 28, 2020
Instrument20200057651
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJul 02, 2019
Property Address637 JAY ST, OCOEE, FL 34761-2342
Document Number0000406300
Instrument DateJun 18, 2019
Instrument406300
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 JAY ST OCOEE FL 347612342, OCOEE, FL 34761-2342

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$235,383 (+2.7%)$301,170 (-1.14%) Land $85,000 Building $216,170
2025$3,811.00 (+7.96%) Homeowner's exemption$229,195 (+5.99%)$304,640 (+9.18%) Land $85,000 Building $219,640
2024$3,530.00 (+3.49%)
2023$3,411.00 (+3.36%) Homeowner's exemption$216,249 (+3%)$279,027 (+12.25%) Land $85,000 Building $194,027
2022$3,300.00 Homeowner's exemption$209,950$248,577 Land $85,000 Building $163,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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