637 Hutchison St, Vista, CA 92084 Property Records

San Diego County property record for 637 Hutchison St, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,968 sqft · built 1980
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (May 2022)
Tax Bill	$14,357 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170-080-51-00`

Property Details

APN / Parcel Number

Primary APN	`170-080-51-00`
Alternative APN	`1700803500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,968 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	76,666 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces

Location & Zoning

Old Parcel Number	1700803500
Street Address	637 HUTCHISON ST
City	VISTA
State	CA
Zip	92084-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 6-11-3W S H D76-375945 IN LOTS 25&25A BLK 7 PER MAP 2187&IN
Legal Range	03W
Legal Township	11
Legal Section	06
Legal Subdivision	VISTA ACRES
Legal Block	7
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19203

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 HUTCHISON ST, VISTA, CA 92084-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Grant Deed, Transfer · Conventional Mortgage WESCOM CENTRAL CU
Apr 9, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Feb 17, 1995 · Amount on Record
Deed Document Number	2022210243
Prior Transfer Date	Mar 25, 2021
Prior Transfer Doc	0000276918
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2022
Property Address	637 HUTCHISON ST, VISTA, CA 92084-1411
Document Number	0000210243
Map Reference	MAP 2187
Instrument Date	Apr 22, 2022
Instrument	2022-0210243
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	637 HUTCHISON ST, VISTA, CA 92084-1411

Mortgage

Document Number	0000210244
Date	May 16, 2022
Instrument	2022-0210244

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2021
Property Address	637 HUTCHISON ST, VISTA, CA 92084-1411
Document Number	0000276920
Map Reference	MAP 2187
Instrument Date	Mar 25, 2021
Instrument	2021-0276920
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	637 HUTCHISON ST, VISTA, CA 92084-1411

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 9, 2021
Property Address	637 HUTCHISON ST, VISTA, CA 92084-1411
Document Number	0000276918
Map Reference	MAP 2187
Instrument Date	Mar 25, 2021
Instrument	2021-0276918
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	637 HUTCHISON ST, VISTA, CA 92084-1411

Mortgage

Document Number	0000276919
Date	Apr 9, 2021
Instrument	2021-0276919

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,908 (+2%) Land $757,696 Building $541,212
2025	$14,357.00 (+18.37%) Homeowner's exemption	$1,273,440 (+13.3%) Land $742,840 Building $530,600
2023	$12,129.00 (+130.72%)	$1,124,000 Land $655,000 Building $469,000
2022	$5,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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