637 Heritage Ct, King City, CA 93930 Property Records

Monterey County property record for 637 Heritage Ct, King City, CA 93930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Oct 2018)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`026-532-008-000`

Property Details

APN / Parcel Number

Primary APN	`026-532-008-000`
Alternative APN	`026-532-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	026-532-008
Street Address	637 HERITAGE CT
City	KING CITY
State	CA
Zip	93930-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE PARK TR NO 1149 LOT 8
Legal Subdivision	HERITAGE PARK
Legal Tract	1149
Legal Block	4
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	KING CITY
Census Block Group	4
Census Block	4019
Census Tract	11305

Owner

637 Heritage Ct is owned and occupied by two individuals who bought it in October 2018.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	637 HERITAGE CT, KING CITY, CA 93930-3723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 31, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Jul 19, 2012 · Amount on File
Deed Document Number	201850218
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	637 HERITAGE CT, KING CITY, CA 93930-3723
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 HERITAGE CT, KING CITY, CA 93930-3723

Mortgage

Document Number	0000016251
Date	Mar 4, 2021
Instrument	2021016251

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	637 HERITAGE CT, KING CITY, CA 93930-3723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC CALIFORNIA OPERA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019205
Date	Apr 20, 2020
Instrument	2020019205

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 31, 2018
Property Address	637 HERITAGE CT, KING CITY, CA 93930-3723
Document Number	0000050218
Map Reference	VOL17 PG30
Instrument Date	Oct 30, 2018
Instrument	2018050218
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	637 HERITAGE CT, KING CITY, CA 93930-3723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050219
Date	Oct 31, 2018
Instrument	2018050219

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	637 HERITAGE CT, KING CITY, CA 93930-3723
Document Number	0000019079
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	637 HERITAGE CT KING CITY CA 939303723, KING CITY, CA 93930-3723

Mortgage

Document Number	0000019079
Date	Apr 10, 2017
Instrument	19079

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 637 Heritage Ct was $5,102.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	King City
Secondary School District	South Monterey County Joint Union High School District (09 - 12)
Elementary School District	King City Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$413,027 (+2%) Land $113,781 Building $299,246
2025	$5,102.00	$404,929 Land $111,550 Building $293,379
2023	$4,634.00 (+6.09%)	$389,207 Land $107,219 Building $281,988
2022	$4,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 637 Heritage Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Heritage Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC KING CITY private · serves 14,046 people · EPA ID CA2710009
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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