637 Gibson St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 637 Gibson St, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,456 sqft · built 2000
Lot Size	0.147 acres (6,384 sqft)
Owner	2 Individual Names on File
Last Sale	$240,900 (Aug 2018)
Tax Bill	$7,881 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00671-004-020-0000`

Property Details

APN / Parcel Number

Primary APN	`16-00671-004-020-0000`
Alternative APN	`160067100402000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,384 sqft (0.147 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	160067100402000
Street Address	637 GIBSON ST
City	CEDAR HILL
State	TX
Zip	75104-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	CEDAR CREST PH 1 REP BLK 4 LT 20 60X112 INT201800213331 DD08062018 CO-DC 0067100402000 4CH00671004
Legal Subdivision	CEDAR CREST PH 1 REP
Legal Tract	671
Legal Block	4
Legal Lot Number	20
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2000
Census Tract	16616

Owner

637 Gibson St is owned by two individuals who bought it in August 2018.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1411 BISTINEAU DR, CEDAR HILL, TX 75104-6242
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Aug 9, 2018	Vendor's Lien, Transfer SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	May 4, 2000 · Amount on File
Deed Document Number	2018213331
Prior Transfer Date	Aug 6, 2018
Prior Transfer Doc	0000213331
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	637 GIBSON ST, CEDAR HILL, TX 75104-8143
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100319400
Date	Oct 25, 2021
Instrument	202100319400

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 9, 2018
Property Address	637 GIBSON ST, CEDAR HILL, TX 75104-8143
Document Number	201800213331
Map Reference	VOL88092 PG735
Instrument Date	Aug 6, 2018
Instrument	201800213331
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 GIBSON ST, CEDAR HILL, TX 75104-8143

Mortgage

Document Number	201800213332
Date	Aug 9, 2018
Instrument	201800213332

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 637 Gibson St was $7,881 with an additional exemption, up 28.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,620 (-) Land $65,000 Building $263,620	$328,620 (-) Land $65,000 Building $263,620
2025	$7,881.00 (+28.82%)	$328,620 Land $65,000 Building $263,620	$328,620 Land $65,000 Building $263,620
2024	$6,118.00 (-19.03%)
2023	$7,556.00 (-4.23%)	$325,080 Land $50,000 Building $275,080	$325,080 Land $50,000 Building $275,080
2022	$7,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Gibson St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Gibson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CEDAR HILL serves 50,904 people · EPA ID TX0570036
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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