637 Esme Dr, Girard, OH 44420 Property Records

Trumbull County property record for 637 Esme Dr, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1975
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Dec 2023)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-599460`

Property Details

APN / Parcel Number

Primary APN	`12-599460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,033 sqft Living Area
1st Floor Area	2,610 sqft
Upper Floors Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	637 ESME DR
City	GIRARD
State	OH
Zip	44420-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 100F HIGHLANDS 1 ESME DR
Legal Subdivision	HIGHLANDS PLAT
Legal Lot Number	7
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1003
Census Tract	931900

Owner

Source: Trumbull County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	637 ESME DR, GIRARD, OH 44420-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIELD
Feb 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	202320871
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	637 ESME DR, GIRARD, OH 44420-2447
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 CADWALLADER SONK RD, CORTLAND, OH 44410-9439

Mortgage

Document Number	0000020872
Date	Dec 27, 2023
Instrument	202312270020872

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIELD
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Feb 11, 2022
Property Address	637 ESME DR, GIRARD, OH 44420-2447
Document Number	0000002878
Map Reference	VOL 27 PG 76
Instrument Date	Feb 9, 2022
Instrument	202202110002878
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 RAVINE DR, YOUNGSTOWN, OH 44505-1611

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Unified School District	Liberty Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00	$40,670 (-) Land $7,420 Building $33,250
2024	$2,208.00 (+1.85%)	$40,670 (-) Land $7,420 Building $33,250
2023	$2,168.00 (-21.9%)	$40,670 (+3.28%) Land $7,420 Building $33,250	$116,200 (+3.29%) Land $21,200 Building $95,000
2022	$2,776.00	$39,380 Land $6,830 Building $32,550
2020			$112,500 Land $19,500 Building $93,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Omni Fiber, T-Mobile, Verizon.

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