637 Escuela Pl, Milpitas, CA 95035 Property Records

Santa Clara County property record for 637 Escuela Pl, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1972
Lot Size	0.133 acres (5,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,701,000 (May 2023)
Tax Bill	$20,548 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`028-14-091`

Property Details

APN / Parcel Number

Primary APN	`028-14-091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,775 sqft (0.133 acres)
Lot Dimensions	105 ft deep x 55 ft wide
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	02814091
Street Address	637 ESCUELA PL
City	MILPITAS
State	CA
Zip	95035-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1PUD
Legal Description	TRACT 5324 EASTBROOK BOOK 348 PAGE 2 PAGE 3 LOT 9
Legal Subdivision	EASTBROOK
Legal Tract	5324
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1013
Census Tract	504414

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 24, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Deed Document Number	202325479388
Prior Transfer Date	Oct 29, 2004
Prior Transfer Doc	0018074067
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 ESCUELA PL, MILPITAS, CA 95035-3624

Mortgage

Document Number	0025922579
Date	Dec 23, 2025
Instrument	25922579

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	10.3%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 24, 2023
Property Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Document Number	0025479388
Map Reference	MB 348 PG 2&3
Instrument Date	May 19, 2023
Instrument	25479388
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	637 ESCUELA PL, MILPITAS, CA 95035-3624

Mortgage

Document Number	0025479389
Date	May 24, 2023
Instrument	25479389

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 ESCUELA PL, MILPITAS, CA 95035-3624

Mortgage

Document Number	0025384085
Date	Oct 11, 2022
Instrument	25384085

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 ESCUELA PL, MILPITAS, CA 95035-3624

Mortgage

Document Number	0025286292
Date	Apr 20, 2022
Instrument	25286292

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024432231
Date	Mar 18, 2020
Instrument	24432231

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	637 ESCUELA PL, MILPITAS, CA 95035-3624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 ESCUELA PL, MILPITAS, CA 95035-3624

Mortgage

Document Number	0024699559
Date	Nov 12, 2020
Instrument	24699559

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,805,113 (+2%) Land $1,353,782 Building $451,331
2025	$20,548.00 (+239.97%)	$1,769,720 (+251.17%) Land $1,327,238 Building $442,482
2023	$6,044.00 (+0.4%) Homeowner's exemption	$503,953 Land $194,503 Building $309,450
2022	$6,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	10 (1978–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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