637 Elder Ln, Deerfield, IL 60015 Property Records

Lake County property record for 637 Elder Ln, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,805 sqft · built 1949
Lot Size	0.258 acres (11,221 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Oct 2007)
Tax Bill	$17,293 (2024)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-28-311-043`

Property Details

APN / Parcel Number

Primary APN	`16-28-311-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	4,017 sqft
1st Floor Area	1,576 sqft
2nd Floor Area	1,229 sqft
Upper Floors Area	1,287 sqft
Basement Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,221 sqft (0.258 acres)
Lot Dimensions	187 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	637 ELDER LN
City	DEERFIELD
State	IL
Zip	60015-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFYS SUB LOT 22
Legal Subdivision	DUFFYS SUB
Legal Lot Number	22
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2011
Census Tract	864901

Owner

Source: Lake County records · APN 16-28-311-043

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	637 ELDER LN, DEERFIELD, IL 60015-3146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2007 · Amount on Record
Deed Sale	Oct 05, 2007 · Amount on Record
Deed Document Number	20076252007
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	637 ELDER LN, DEERFIELD, IL 60015-3146
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007470549
Date	Mar 19, 2018
Instrument	7470549

Lender

Name	WINTRUST BANK
Type	Bank
Address	CHICAGO, IL 60604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,052 (+11.84%) Land $49,780 Building $155,272	$615,218 (+11.84%) Land $149,355 Building $465,863
2024	$17,293.00 (-5.11%)
2023	$18,224.00 (+5.99%)	$183,345 (-7.61%) Land $45,568 Building $137,777	$550,090 (-7.61%) Land $136,718 Building $413,372
2022	$17,194.00	$198,453 Land $48,944 Building $149,509	$595,419 Land $146,847 Building $448,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978649012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 401 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	DEERFIELD serves 19,196 people
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.