Grundy County property record for 637 Edgewater Dr, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Details | 6,250 sqft · built 2000 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $22,093 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-328-005 |
| Primary APN | 05-05-328-005 |
|---|
| Building Area | 6,250 sqft Total Area |
|---|
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Street Address | 637 EDGEWATER DR |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-3359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD ESTATES 6TH SUB LT 35 SEC 5-33-7 |
| Legal Range | 07W |
| Legal Township | 33N |
| Legal Section | 05 |
| Legal Subdivision | LAKEWOOD ESTATES |
| Legal Lot Number | 35 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | ERIENNA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 400 |
637 Edgewater Dr is owned and occupied by two individuals.
Source: Grundy County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 EDGEWATER DR, MORRIS, IL 60450-3359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 637 EDGEWATER DR, MORRIS, IL 60450-3359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000621029 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 621029 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
The 2025 property tax bill for 637 Edgewater Dr was $22,093 with a homeowner's exemption.
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Erienna Township |
| Municipality | Morris City |
| Elementary School District | Morris School District 54 (PK - 08) |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,093.00 | $264,612 Land $36,952 Building $227,660 | $793,836 Land $110,856 Building $682,980 |
| 2022 | $17,378.00 Homeowner's exemption | $214,141 Land $29,904 Building $184,237 | $642,423 Land $89,712 Building $552,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2013) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRIS serves 14,775 people · EPA ID IL0630600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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