637 Earl St, Norfolk, VA 23503 Property Records

Norfolk City property record for 637 Earl St, Norfolk, VA 23503 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1956
Lot Size	0.4 acres (17,415 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Oct 2021)
Tax Bill	$3,760 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
APN	`12440300`

Property Details

APN / Parcel Number

Primary APN	`12440300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,415 sqft (0.4 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	637 EARL ST
City	NORFOLK
State	VA
Zip	23503-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 BLK 1 EUWANNE PK
Legal Subdivision	EUWANNE PARK
Legal Block	1
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2017
Census Tract	700

Owner

Source: Norfolk City records · APN 12440300

Assessment roll updated September 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	637 EARL ST, NORFOLK, VA 23503-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2021 · Amount on Record
Deed Sale	Oct 07, 2021 · Amount on Record
Prior Sale	Sep 02, 2014 · Amount on Record
Deed Document Number	202131463
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 07, 2021
Property Address	637 EARL ST, NORFOLK, VA 23503-5403
Document Number	210031463
Instrument Date	Sep 12, 2021
Instrument	210031463
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 EARL ST, NORFOLK, VA 23503-5403

Mortgage

Document Number	210031464
Date	Oct 07, 2021
Instrument	210031464

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,760.00 (+4.39%)	$305,700 (+6.07%) Land $122,000 Building $183,700	$305,700 (+6.07%) Land $122,000 Building $183,700
2023	$3,602.00	$288,200 Land $122,000 Building $166,200	$288,200 Land $122,000 Building $166,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517100007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 54 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 units insured (40 under condo master policies) 51 of 54 individual policies on primary residences
Nearby Flood Claims	25 (1998–2020)
Claims Outside the SFHA	11 of 25
Most Recent Claim	Nov 2020, river or lake flooding
Flood Events	Hurricane Matthew (Oct 2016), 3 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east (Nov 2009), 6 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 5 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 2% of Virginia
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.