637 Eagle Run, Lakeland, FL 33809 Property Records

Polk County property record for 637 Eagle Run, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,356 sqft · built 1988
Lot Size	0.127 acres (5,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jul 2022)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161346-160540`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161346-160540`
Alternative APNs	`192724161346160540` `92724000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,536 sqft (0.127 acres)
Lot Dimensions	93 ft deep x 57 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	637 EAGLE RUN
City	LAKELAND
State	FL
Zip	33809-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDPIPER GOLF & COUNTRY CLUB PHASE ONE PB 83 PGS 29 & 30 LOT P-54 & W1/2 OF P-55
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	SANDPIPER GOLF AND COUNTRY CLUB PHASE 01
Legal Phase	1
Legal Tract	161346
Legal Block	1
Legal Lot Number	P-54
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1009
Census Tract	12207

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 EAGLE RUN, LAKELAND, FL 33809-5636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	2022191785
Deed Book / Page	12337 / 1635
Prior Transfer Date	Oct 14, 2010
Prior Transfer Doc	0000166656
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	637 EAGLE RUN, LAKELAND, FL 33809-5636
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	GOLDEN RULE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CARPENTERS WAY 20, 20, LAKELAND, FL 33809-3940

Mortgage

Document Number	0000191786
Date	Jul 14, 2022
Book Page	12337/1637
Instrument	2022191786

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (+7.58%) Homeowner's exemption	$119,060 (+5.99%)	$198,857 (-0.16%) Land $39,000 Building $159,857
2023	$1,240.00 (-10.08%) Homeowner's exemption	$112,335 (-5.96%)	$199,166 (+14.73%) Land $38,000 Building $161,166
2022	$1,379.00	$119,453	$173,600 Land $32,000 Building $141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20