Cuming County property record for 637 E Willow St, West Point, NE 68788
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 632 sqft · built 1939 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $389 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2025 Mortgage |
| APN | 0012060.00 |
| Primary APN | 0012060.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 632 sqft Living Area |
| 1st Floor Area | 632 sqft |
| Basement Area | 351 sqft |
| Unfinished Basement | 351 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,560 sqft (0.105 acres) |
| Lot Dimensions | 57 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 637 E WILLOW ST |
|---|---|
| City | WEST POINT |
| State | NE |
| Zip | 68788-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | SCHINSTOCKS ADD, W 80' LTS 1 & 2, BLK 6,WPC |
| Legal Subdivision | SCHINSTOCK ADD |
| Legal Block | 6 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | WEST POINT |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 972800 |
Source: Cuming County records · APN 0012060.00
Assessment roll updated February 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 637 E WILLOW ST, WEST POINT, NE 68788-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Sep 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 637 E WILLOW ST, WEST POINT, NE 68788-2445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 637 E WILLOW ST, WEST POINT, NE 68788-2445 |
| Document Number | 0202600281 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 202600281 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 03, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 637 E WILLOW ST, WEST POINT, NE 68788-2445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202501204 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 202501204 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Cuming County records · Assessment roll updated February 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cuming County |
| Municipality | West Point City |
| Unified School District | West Point Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,025 (+5.17%) Land $9,805 Building $44,220 | $54,025 (+5.17%) Land $9,805 Building $44,220 | |
| 2025 | $389.00 (-8.9%) | $51,370 (+38.69%) Land $9,805 Building $41,565 | $51,370 (+38.69%) Land $9,805 Building $41,565 |
| 2023 | $427.00 | $37,040 Land $8,665 Building $28,375 | $37,040 Land $8,665 Building $28,375 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Moderate above 51% of the US · above 40% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skywave Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Midstates Data Transport Fixed Wireless | 100 / 25 |
May also be available: AMG Technology Investment Group, Great Plains Communications, T-Mobile USA.
Based on FCC filings for 130 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WEST POINT serves 3,550 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.83 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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