637 E Gandy St, Denison, TX 75021 Property Records

Grayson County property record for 637 E Gandy St, Denison, TX 75021 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1995
Square Footage1,160 sqft Living Area
Lot Size7,501 sqft (0.172 acres)
OccupancyOwner Occupied
Tax Bill$2,915.00 (2024)

Property Details

APN / Parcel Number

Primary APND015 3156119
Alternative APN
  • 142693

Interior

Building Area1,160 sqft Living Area
Gross Area1,490 sqft Gross Area
1st Floor1,160 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1995
Lot Area7,501 sqft (0.172 acres)
Depth X Width150 ft x 50 ft Depth x Width
PorchEnclosed Porch
Porch Area878 sqft Porch
Utility Building128 sqft Utility Building

Location & Zoning

Street Address637 E GANDY ST
CityDENISON
StateTX
Zip75021-2813
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPERRYS ED 1ST ADDN, BLOCK 16, LOT 20, ACRES .1722
Legal SubdivisionPERRYS ED 1ST ADDN
Legal Block16
Legal Lot Number20
JurisdictionGRAYSON TX
Minor Civil DivisionEAST GRAYSON
Census Blockgroup2
Census Block2010
Census Tract200

Owner

Source: Grayson County records · APN D015 3156119

Assessment roll updated August 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address637 E GANDY ST, DENISON, TX 75021-2813
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 13, 2021Gift Deed, Transfer
Feb 22, 2021Gift Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 13, 2021
Transfer Doc0000042208
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address637 E GANDY ST, DENISON, TX 75021-2813
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023409
DateJul 11, 2022
Instrument2022-23409
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

December 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionGRAYSON TX
Recording DateDec 13, 2021
Property Address637 E GANDY ST, DENISON, TX 75021-2813
Document Number0000042208
Map ReferenceVOL 149 PG 112
Instrument DateDec 13, 2021
Instrument2021-42208
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address637 E GANDY ST, DENISON, TX 75021-2813

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 E GANDY ST, DENISON, TX 75021-2813

February 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionGRAYSON TX
Recording DateFeb 22, 2021
Property Address637 E GANDY ST, DENISON, TX 75021-2813
Document Number0000005050
Map ReferenceVOL 149 PG 112
Instrument DateApr 11, 2018
Instrument2021-00005050
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 E GANDY ST, DENISON, TX 75021-2813

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$125,830 (-10.09%) Land $35,625 Building $90,205$125,830 (-10.09%) Land $35,625 Building $90,205
2024$2,915.00 (+21.86%)
2023$139,946 Land $48,000 Building $91,946$139,946 Land $48,000 Building $91,946
2022$2,392.00

Flood & Wildfire

637 E Gandy St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Grayson County (48181C), updated October 13, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
43rd percentile of exposed land nationally · 16th in Texas
Wildfire LikelihoodModerate — about 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Gandy St

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