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637 E 315th St, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 637 E 315th St, Willowick, OH 44095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 904 sqft · built 1957
Lot Size0.174 acres (7,562 sqft)
OwnerIndividual Name on File
Last Sale$114,000 (Sep 1996)
Tax Bill$5,072 (2023)
Deeds & MortgagesMay 2022 Transfer
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-A-039-L-00-048-0

Property Details

APN / Parcel Number

Primary APN28-A-039-L-00-048-0
Alternative APN
  • B 36

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area904 sqft Living Area
1st Floor Area864 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,562 sqft (0.174 acres)
Lot Dimensions140 ft deep x 54 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area160 sqft
Deck Area204 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address637 E 315TH ST
CityWILLOWICK
StateOH
Zip44095-4218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & 3 TRACT 15
Legal SubdivisionBAYRIDGE SUBDIVISION NO 4
Legal Tract15
Legal Block2
Legal Lot Number37
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group2
Census Block2000
Census Tract200300

Owner

Source: Lake County records · APN 28-A-039-L-00-048-0

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address637 E 315TH ST, WILLOWICK, OH 44095-4218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Affidavit of Death of Joint Tenant, Transfer
May 26, 2022Transfer on Death Deed, Transfer
Jul 17, 2017Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 1996 · Amount on Record
Deed SaleSep 30, 1996 · Amount on Record
Record UpdatedJun 08, 2026

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE OH
Recording DateMay 26, 2022
Property Address637 E 315TH ST, WILLOWICK, OH 44095-4218
Document Number0000015071
Map ReferenceVOL G PG 66
Instrument DateMay 04, 2022
Instrument2022R015071
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 E 315TH ST, WILLOWICK, OH 44095-4218

May 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE OH
Recording DateMay 26, 2022
Property Address637 E 315TH ST, WILLOWICK, OH 44095-4218
Document Number0000015072
Map ReferenceVOL K PG 38-38-5
Instrument DateMay 04, 2022
Instrument2022R015072
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address637 E 315TH ST, WILLOWICK, OH 44095-4218

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE OH
Property Address637 E 315TH ST, WILLOWICK, OH 44095-4218
Document Number0000021494
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address637 E 315TH ST WILLOWICK OH 440954218, WILLOWICK, OH 44095-4218

Mortgage

Document Number0000021494
DateAug 14, 2017
Instrument21494
Lender
NameMIDFIRST BK
TypeFederal Savings Bank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$64,270 (+31.24%) Land $13,820 Building $50,450$183,610 (+31.23%) Land $39,480 Building $144,130
2023$5,072.00 (+43.76%) Homeowner's exemption$48,970 (-) Land $11,330 Building $37,640
2022$3,528.00 Homeowner's exemption$48,970 Land $11,330 Building $37,640
2021$139,910 Land $32,370 Building $107,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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