637 Denise Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 637 Denise Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Mar 2020)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-02-M-6`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-02-M-6`
Alternative APNs	`27-37-28-02-0000M.0-0006.00` `2728599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	2,087 sqft
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Porch	Florida Room
Porch Area	443 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728599
Street Address	637 DENISE DR
City	MELBOURNE
State	FL
Zip	32935-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	ALMAR SUBD SEC B LOT 6 BLK M
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	ALMAR SUBD SEC B
Legal Block	M
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2011
Census Tract	64201

Owner

637 Denise Dr is owned and occupied by an individual who bought it in March 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	637 DENISE DR, MELBOURNE, FL 32935-6412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA
May 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	202055942
Deed Book / Page	8685 / 2753
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	0061792691
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 9, 2020
Property Address	637 DENISE DR, MELBOURNE, FL 32935-6412
Document Number	0086852753
Book / Page	8685 / 2753
Map Reference	MB 11 PG 97
Instrument Date	Mar 6, 2020
Instrument	2020055942
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,057.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 120188, MELBOURNE, FL 32912-0188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 DENISE DR, MELBOURNE, FL 32935-6412

Mortgage

Document Number	86852754
Date	Mar 9, 2020
Instrument	8685/2754

Lender

Name	CENTERSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	May 15, 2017
Property Address	637 DENISE DR, MELBOURNE, FL 32935-6412
Document Number	0078891107
Book / Page	007889 / 001107
Instrument Date	May 5, 2017
Instrument	101187
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 120188 MELBOURNE FL 329120188, MELBOURNE, FL 32912-0188

Tax Assessment & Valuation

The 2025 property tax bill for 637 Denise Dr was $1,856 with a homeowner's exemption, up 5.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,730 (+2.69%)	$187,970 (-7.99%)
2025	$1,856.00 (+5.82%) Homeowner's exemption	$139,960	$204,290
2024	$1,754.00 (+3.06%)
2023	$1,702.00 (+7.65%) Homeowner's exemption	$132,060 (+2.99%)	$209,160 (+21.6%) Land $90,000 Building $119,160
2022	$1,581.00 Homeowner's exemption	$128,220	$172,010 Land $80,000 Building $92,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Denise Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1999–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Denise Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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