637 Debchar Ct, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 637 Debchar Ct, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	2,824 sqft · built 1964
Lot Size	0.387 acres (16,875 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Nov 2021)
Tax Bill	$21,117 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-00603-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`53-00603-0000-00004`
Alternative APN	`530060300004`

Interior

Stories	2 Stories
Building Area	2,824 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	16,875 sqft (0.387 acres)
Lot Dimensions	125 ft deep x 135 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	637 DEBCHAR CT
City	RIVER VALE
State	NJ
Zip	07675-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	135X125
Legal Subdivision	CHAR HOMES
Legal Block	603
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	1
Census Block	1011
Census Tract	49001

Owner

637 Debchar Ct is owned and occupied by two individuals who bought it in November 2021.

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	637 DEBCHAR CT, RIVER VALE, NJ 07675-6438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Jun 3, 2015 · Amount on File
Deed Document Number	2021170134
Deed Book / Page	4458 / 1286
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 15, 2021
Property Address	637 DEBCHAR CT, RIVER VALE, NJ 07675-6438
Document Number	0044581286
Book / Page	4458 / 1286
Instrument Date	Oct 20, 2021
Instrument	2021170134
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 DEBCHAR CT, 637, RIVER VALE, NJ 07675-6438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 DEBCHAR CT, RIVER VALE, NJ 07675-6438

Mortgage

Document Number	2021170135
Date	Nov 15, 2021
Instrument	2021170135

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 637 Debchar Ct was $21,117, up 2.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,900 (-) Land $396,900 Building $357,000	$753,900 (-) Land $396,900 Building $357,000
2025	$21,117.00 (+2.56%)	$753,900 Land $396,900 Building $357,000	$753,900 Land $396,900 Building $357,000
2024	$20,589.00
2023		$753,900 Land $396,900 Building $357,000	$753,900 Land $396,900 Building $357,000
2022	$19,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Debchar Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1978–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Debchar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20