Fluvanna County property record for 637 Courthouse Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1850 |
| Lot Size | 1.56 acres (68,302 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,479 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30 A 97 |
| Primary APN | 30 A 97 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 3,523 sqft |
| 1st Floor Area | 1,326 sqft |
| Utility Room | Utility Room |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Tin |
| Lot Area | 68,302 sqft (1.56 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 363 sqft |
| Cabin | Cabin |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9055 |
|---|---|
| Street Address | 637 COURTHOUSE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 605-647 AC 1.568 AB |
| Legal Block | 9 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20200 |
637 Courthouse Rd is owned and occupied by an individual.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 637 COURTHOUSE RD, PALMYRA, VA 22963-4565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 637 COURTHOUSE RD, PALMYRA, VA 22963-4565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYRES TITLE REALTY SERVICE |
| Name | Verified Name |
|---|
| Document Number | 200004908 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 200004908 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 637 Courthouse Rd was $1,479.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,900 (-) Land $35,000 Building $160,900 | $195,900 (-) Land $35,000 Building $160,900 | |
| 2025 | $1,479.00 | $195,900 Land $35,000 Building $160,900 | $195,900 Land $35,000 Building $160,900 |
| 2023 | $158,200 Land $35,000 Building $123,200 | $158,200 Land $35,000 Building $123,200 | |
| 2022 | $1,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Courthouse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 637 Courthouse Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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