637 Concerto Ln, Silver Spring, MD 20901 Property Records

Montgomery County property record for 637 Concerto Ln, Silver Spring, MD 20901

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,554 sqft · built 1982
Lot Size	0.039 acres (1,680 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Feb 2017)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02046925`

Property Details

APN / Parcel Number

Primary APN	`05-02046925`
Alternative APN	`02046925`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	798 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,680 sqft (0.039 acres)
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02046925
Street Address	637 CONCERTO LN
City	SILVER SPRING
State	MD
Zip	20901-5008
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DUMONT OAKS
Legal Subdivision	DUMONT OAKS
Legal Block	A
Legal Lot Number	58
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	701506

Owner

Source: Montgomery County records · APN 05-02046925

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	637 CONCERTO LN, SILVER SPRING, MD 20901-5008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Nov 30, 1989 · Amount on Record
Deed Book / Page	53839 / 394
Record Updated	Sep 20, 2026

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 17, 2017
Property Address	637 CONCERTO LN, SILVER SPRING, MD 20901-5008
Document Number	0538390394
Book / Page	53839 / 394
Map Reference	MB113 PL13333
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6347 COMCERTO LANE, SILVER SPRING, MD 20901

Mortgage

Document Number	0053839402
Date	Feb 17, 2017
Instrument	53839/402

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,200 (+5.01%) Land $184,000 Building $253,200	$437,200 (-) Land $184,000 Building $253,200
2025	$4,537.00 (+25.02%)	$416,333 (+11.14%)	$437,200 (+16.71%) Land $184,000 Building $253,200
2023		$374,600 Land $184,000 Building $190,600	$374,600 Land $184,000 Building $190,600
2022	$3,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 415 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.