Eau Claire County property record for 637 Cochrane St, Eau Claire, WI 54703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1881 |
| Lot Size | 0.162 acres (7,070 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Jul 2005) |
| Tax Bill | $2,428 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0413-000 |
| Primary APN | 01-0413-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 62 sqft |
| Unfinished Basement | 62 sqft |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Lot Area | 7,070 sqft (0.162 acres) |
| Lot Dimensions | 124 ft deep x 57 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 637 COCHRANE ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54703-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | N 9 FT OF LOT 12 AND ALL OF LOT B BLK 12 PUTNAM & SIMONS 1ST ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | SIMONS 1ST ADD |
| Legal Block | 12 |
| Legal Lot Number | B,12 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 600 |
Source: Eau Claire County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 637 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on Record |
| Deed Sale | Jul 8, 2005 · Amount on Record |
| Deed Document Number | 2005930083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 637 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001248203 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 1248203 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 3, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 637 COCHRANE ST, EAU CLAIRE, WI 54703-3116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001170049 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 1170049 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 15, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,428.00 | $131,300 (-) Land $15,800 Building $115,500 | $171,800 |
| 2023 | $131,300 Land $15,800 Building $115,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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