637 Co Rd 13 S, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 637 Co Rd 13 S, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1979
Lot Size	1.11 acres (48,351 sqft)
Owner	2 Company Names on Record
Last Sale	$570,000 (Sep 2019)
Tax Bill	$11,048 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021030-0080`

Property Details

APN / Parcel Number

Primary APN	`021030-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,980 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,351 sqft (1.11 acres)
Lot Width	180 ft Width
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	637 COUNTY ROAD 13 S
City	SAINT AUGUSTINE
State	FL
Zip	32092-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	1-149 RIVERDALE RIVERFRONT LOTS LOT 8 & ALL LOT 9 (EX S20 FT) BLK B LYING W OF RD 13 OR4792/1792 & 6138/1747
Legal Range	27E
Legal Township	08S
Legal Section	38
Legal Subdivision	RIVERDALE RIVERFRONT LOTS
Legal Block	B
Legal Lot Number	8,9
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1005
Census Tract	21102

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	189 LEGACY CROSSING DR, PONTE VEDRA, FL 32081-8333
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage COCA-COLA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	201967105
Deed Book / Page	4792 / 1792
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	0042341096
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	637 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9611
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LEGACY CROSSING DR, PONTE VEDRA BEACH, FL 32081-8333

Mortgage

Document Number	0055230416
Date	Mar 25, 2022
Book Page	5523/416
Instrument	2022031518

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 11, 2019
Property Address	637 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9611
Document Number	0047921792
Book / Page	4792 / 1792
Map Reference	MB 1 PG 149-154
Instrument Date	Sep 6, 2019
Instrument	2019067105
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 PARKWOOD CIR, 253, SAINT AUGUSTINE, FL 32086-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 COUNTY ROAD 13 S, SAINT AUGUSTINE, FL 32092-9611

Mortgage

Document Number	0047921794
Date	Sep 11, 2019
Instrument	4792/1794

Lender

Name	COCA-COLA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,768 (-13.75%) Land $468,000 Building $252,768	$720,768 (-13.75%) Land $468,000 Building $252,768
2025	$11,048.00 (+17.15%)	$835,673 (+6.13%)	$835,673 (+6.13%) Land $468,000 Building $367,673
2024	$9,431.00 (+4.42%)	$787,375 (+1.39%)	$787,375 (+1.39%) Land $468,000 Building $319,375
2023	$9,032.00 (+16.84%)	$776,609 (+28.45%)	$776,609 (+28.45%) Land $450,000 Building $326,609
2022	$7,730.00	$604,585	$604,585 Land $338,760 Building $265,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	54 (1997–2022)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 42 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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