637 Central Rd, Clemmons, NC 27012 Property Records

Davidson County property record for 637 Central Rd, Clemmons, NC 27012

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 4,664 sqft · built 2006
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jan 2024)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-007-0-000-0008-D`

Property Details

APN / Parcel Number

Primary APN	`03-007-0-000-0008-D`
Alternative APNs	`9080151` `9274438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,664 sqft Total Area
1st Floor Area	1,292 sqft
Upper Floors Area	720 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	115,870 sqft (2.66 acres)
Lot Width	245 ft Width
Garage Type	Mixed
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9274438
Street Address	637 CENTRAL RD
City	CLEMMONS
State	NC
Zip	27012-7386
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA3
Legal Description	PB64-8 L8D&8E BK2635-301 CENTRAL RD
Legal Subdivision	WILLIAM F TATUM
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	2
Census Block	2000
Census Tract	60302

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 CENTRAL RD, CLEMMONS, NC 27012-7386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT FSB
May 27, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Deed Document Number	20241492
Deed Book / Page	2634 / 2110
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	637 CENTRAL RD, CLEMMONS, NC 27012-7386
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 FARMBROOKE LN, WINSTON SALEM, NC 27127-9216

Mortgage

Document Number	0026342112
Date	Jan 28, 2024
Book Page	2634/2112
Instrument	2024001493

Lender

Name	PIEDMONT FSB
Type	Bank
Address	201 S STRATFORD RD, WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	637 CENTRAL RD, CLEMMONS, NC 27012-7386
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024092477
Date	May 27, 2020
Book Page	2409/2477
Instrument	2020000011161

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	637 CENTRAL RD, CLEMMONS, NC 27012-7386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024092470
Date	May 27, 2020
Book Page	2409/2470
Instrument	2020000011160

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 27, 2035

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,460 (-)	$247,460 (-) Land $48,150 Building $199,310
2025	$1,559.00 (+0.06%)	$247,460 (+1.61%)	$247,460 (+1.61%) Land $48,150 Building $199,310
2023	$1,558.00	$243,540	$243,540 Land $44,230 Building $199,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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