637 Broad St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 637 Broad St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1946
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2025)
Tax Bill	$15,373 (2025)
Deeds & Mortgages	May 2025 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00792-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`02-00792-0000-00052`
Alternative APN	`020079200052`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020079200052
Street Address	637 BROAD ST
City	BLOOMFIELD
State	NJ
Zip	07003-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	50 X 125
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	792
Legal Lot Number	52
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1010
Census Tract	15000

Owner

637 Broad St is owned and occupied by two individuals who bought it in September 2025.

Source: Essex County and Bloomfield Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 3, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC
Oct 4, 2018	Grant Deed, Transfer · Conventional Mortgage GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Oct 4, 2018 · Amount on File
Deed Document Number	202555495
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	1246000695
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032797
Date	May 23, 2025
Instrument	2025032797

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 3, 2025
Property Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800
Document Number	0000055495
Instrument Date	Aug 22, 2025
Instrument	2025055495
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800

Mortgage

Document Number	0000055496
Date	Sep 3, 2025
Instrument	2025055496

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800
Document Number	0000101876
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	HUNTER TITLE AGENCY, HUNTER TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 BROAD ST BLOOMFIELD NJ 070032800, BLOOMFIELD, NJ 07003-2800

Mortgage

Document Number	0000101876
Date	Oct 16, 2020
Instrument	101876

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 4, 2018
Property Address	637 BROAD ST, BLOOMFIELD, NJ 07003-2800
Document Number	0000086385
Instrument Date	Sep 26, 2018
Instrument	86385
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 BROAD ST BLOOMFIELD NJ 070032800, BLOOMFIELD, NJ 07003-2800

Mortgage

Document Number	86386
Date	Oct 4, 2018
Instrument	86386

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 637 Broad St was $15,373, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,600 (-) Land $156,100 Building $284,500	$440,600 (-) Land $156,100 Building $284,500
2025	$15,373.00 (+2.86%)	$440,600 Land $156,100 Building $284,500	$440,600 Land $156,100 Building $284,500
2024	$14,945.00
2023		$440,600 Land $156,100 Building $284,500	$440,600 Land $156,100 Building $284,500
2022	$14,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Broad St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 units insured incl. 9 condo units
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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