637 Briarcliffe W, Elgin, SC 29045 Property Records

Richland County property record for 637 Briarcliffe W, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1988
Lot Size	0.312 acres (13,612 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2025)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26006-02-03`

Property Details

APN / Parcel Number

Primary APN	`26006-02-03`
Alternative APNs	`R26006-02-03` `01089459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Heated Area
Gross Area	1,311 sqft
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,612 sqft (0.312 acres)
Porch	Slab
Porch Area	45 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01089459
Street Address	637 BRIARCLIFFE W
City	ELGIN
State	SC
Zip	29045-8742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 4 BLK J J 89.6X159.8X71.1X163.2 #SU BRIARCLIFFE #PR 50-6770 52-2887
Legal Subdivision	BRIARCLIFFE
Legal Block	J
Legal Lot Number	4
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1006
Census Tract	11424

Owner

637 Briarcliffe W is owned and occupied by an individual who bought it in May 2025.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	637 BRIARCLIFFE W, ELGIN, SC 29045-8742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Apr 3, 2007 · Amount on File
Deed Document Number	202524166
Deed Book / Page	3023 / 428
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0012233098
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	637 BRIARCLIFFE W, ELGIN, SC 29045-8742
Document Number	2209/1827
Book / Page	002209 / 001827
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	637 BRIARCLIFFE W ELGIN SC 290458742, ELGIN, SC 29045-8742

Mortgage

Document Number	2209/1827
Date	May 9, 2017
Book Page	002209/001827
Instrument	34164

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 637 Briarcliffe W was $1,176.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00	$3,292 (-96.52%)	$152,500 (-) Land $30,000 Building $122,500
2024		$94,600 (+2,773.63%)	$152,500 (+85.3%) Land $30,000 Building $122,500
2023	$1,041.00	$3,292	$82,300
2021	$1,012.00	$3,290	$88,800 Land $20,300 Building $68,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 637 Briarcliffe W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Briarcliffe W is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20