637 Brandy Ln, Franklin, NC 28734 Property Records

Macon County property record for 637 Brandy Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft
Lot Size	2.62 acres (114,127 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Apr 2021)
Tax Bill	$1,503 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`7517349150`

Property Details

APN / Parcel Number

Primary APN	`7517349150`
Alternative APNs	`0247808` `149276`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Heated Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.62 acres)
Terrain	Steep
Porch	Slab
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	149276
Street Address	637 BRANDY LN
City	FRANKLIN
State	NC
Zip	28734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 125 126 127 WATAUGA VISTA
Legal Subdivision	WATAUGA VISTA
Legal Lot Number	125
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	1
Census Block	1042
Census Tract	970400

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14800 SUGAR CANE WAY, CLEARWATER, FL 33760-2375
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Construction Mortgage CAROLINA FARM CREDIT ACA
Apr 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Jun 9, 2006 · Amount on Record
Deed Document Number	20213333
Deed Book / Page	40 / 1131
Prior Transfer Date	Nov 21, 2007
Prior Transfer Doc	0000400681
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	PIONEER TRL, FRANKLIN, NC 28734
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14800 SUGAR CANE WAY, CLEARWATER, FL 33760-2375

Mortgage

Document Number	00U41/1292
Date	Apr 26, 2022
Book Page	U-41/1292
Instrument	2022003242

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 8, 2021
Property Address	PIONEER TRL, FRANKLIN, NC 28734
Document Number	00U40/1131
Book / Page	U-40 / 1131
Map Reference	CARD 11435
Instrument Date	Apr 3, 2021
Instrument	2021003333
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14800 SUGAR CANE WAY, CLEARWATER, FL 33760-2375

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,503.00	$391,030 (-) Land $30,000 Building $361,030	$391,030 (-) Land $30,000 Building $361,030
2025	$1,503.00	$391,030 (+16.1%) Land $30,000 Building $361,030	$391,030 (+16.1%) Land $30,000 Building $361,030
2023		$336,790 Land $30,000 Building $306,790	$336,790 Land $30,000 Building $306,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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