637 Bennett St, Findlay, OH 45840 Property Records

Hancock County property record for 637 Bennett St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1900
Lot Size	0.143 acres (6,212 sqft)
Owner	Individual Name on File
Last Sale	$19,500 (Nov 2006)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1011-191-12-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-191-12-003.000`
Alternative APN	`580000240610`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	874 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,212 sqft (0.143 acres)
Lot Dimensions	138 ft deep x 45 ft wide
Porch	Slab
Porch Area	376 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	637 BENNETT ST
City	FINDLAY
State	OH
Zip	45840-6029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOXTER & BENNETT ADD LOT 9478
Legal Subdivision	HOXTER & BENNETT ADD
Legal Lot Number	9478
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3020
Census Tract	800

Owner

637 Bennett St is owned and occupied by an individual who acquired it in August 2009.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	637 BENNETT ST, FINDLAY, OH 45840-6029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2006 · Amount on File
Deed Sale	Nov 21, 2006 · Amount on File
Prior Sale	Apr 19, 2006 · Amount on File
Deed Document Number	200615038
Deed Book / Page	2308 / 589
Last Transfer Date	Aug 5, 2009
Transfer Doc	002363/691
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	637 BENNETT ST, FINDLAY, OH 45840-6029
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 BENNETT ST, FINDLAY, OH 45840-6029

Mortgage

Document Number	02601/2319
Date	Mar 8, 2023
Book Page	2601/2319
Instrument	202300001406

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 23, 2021
Property Address	637 BENNETT ST, FINDLAY, OH 45840-6029
Document Number	02578/5801
Book / Page	2578 / 5801
Instrument Date	Feb 22, 2021
Instrument	202100002101
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 BENNETT ST, FINDLAY, OH 45840-6029

Mortgage

Document Number	202100002102
Date	Feb 23, 2021
Instrument	202100002102

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 637 Bennett St was $1,371 with a homeowner's exemption, up 9.6% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,371.00 (+9.59%) Homeowner's exemption	$44,720 (+26.94%) Land $5,020 Building $39,700	$127,790 Land $14,350 Building $113,440
2024	$1,251.00 (-0.16%)	$35,230 (-) Land $3,960 Building $31,270
2023	$1,253.00 Homeowner's exemption	$35,230 Land $3,960 Building $31,270
2022			$100,630 Land $11,300 Building $89,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Bennett St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	309 (1981–2026)
Claims Outside the SFHA	3 of 309
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 132 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 637 Bennett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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