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637 Bear Creek Rd, Hubert, NC 28539 Property Records

Onslow County property record for 637 Bear Creek Rd, Hubert, NC 28539

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,586 sqft · built 1955
Lot Size11.8 acres (514,879 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Jan 2007)
Tax Bill$2,189 (2026)
Deeds & MortgagesSep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN1315-208

Property Details

APN / Parcel Number

Primary APN1315-208
Alternative APNs
  • 112022007
  • 010847

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,586 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area514,879 sqft (11.8 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number112022007
Street Address637 BEAR CREEK RD
CityHUBERT
StateNC
Zip28539-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30M
Legal DescriptionTR1 R & S HENDERSON PRO
Legal SubdivisionRUDOLPH + SARA HENDERSON
Legal Tract1
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group1
Census Block1010
Census Tract2801

Owner

637 Bear Creek Rd is owned by two individuals who acquired it in August 2017.

Source: Onslow County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address162 DIX CREEK RD, HUBERT, NC 28539-3720
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2007 · Amount on File
Deed SaleJan 16, 2007 · Amount on File
Deed Book / Page2803 / 151
Last Transfer DateAug 31, 2017
Transfer Doc0046770281
Record UpdatedOct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONSLOW NC
Recording DateSep 21, 2017
Property Address637 BEAR CREEK RD, HUBERT, NC 28539-4501
Document Number0046770281
Book / Page004677 / 000281
Instrument DateAug 31, 2017
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 PENINSULA MANOR RD HUBERT NC 285393763, HUBERT, NC 28539-3763

Tax Assessment & Valuation

The 2026 property tax bill for 637 Bear Creek Rd was $2,189.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,189.00$498,945 (+49.29%) Land $171,620 Building $327,325$498,945 (+49.29%) Land $171,620 Building $327,325
2025$2,189.00$334,203 Land $111,360 Building $222,843$334,203 Land $111,360 Building $222,843
2023$2,189.00$334,203 Land $111,360 Building $222,843$334,203 Land $111,360 Building $222,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 637 Bear Creek Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims11 (1998–2018)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Ophelia, Sep 2005 · 2 claims
  • Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Bear Creek Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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