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637 Ausable Dr, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 637 Ausable Dr, Jay, NY 12941 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,000 sqft · built 1966
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jan 2021)
Tax Bill$6,198 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jan 2021 Sale & Mortgage
+ 1 more
APN615J103702

Property Details

APN / Parcel Number

Primary APN615J103702
Alternative APNs
  • 280001704000050150000000
  • 152800 17.40-5-15.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area825 sqft
Upper Floors Area175 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Architectural StyleA-Frame
Exterior MaterialWood
Lot Area39,204 sqft (0.9 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number615J103702
Street Address637 AUSABLE DR
CityJAY
StateNY
Zip12941-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description150 JAY TRACT
Legal Block5
Legal Lot Number15.000
JurisdictionESSEX NY
Township / Civil DivisionJAY
Census Block Group1
Census Block1020
Census Tract960200

Owner

Source: Essex County and Jay Town records · APN 615J103702

Assessment roll updated April 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2013 GENESEE ST, UTICA, NY 13501-5629
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Deed of Trust, Mortgage · Line of Credit
GLEN FALLS NATIONAL BANK & TRUST CO
Jan 15, 2021Warranty Deed, Transfer · FHA Mortgage
PARAGON HOME LOANS INC
Nov 16, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleSep 09, 2013 · Amount on Record
Deed Document Number20212020-249
Deed Book / Page2019 / 134
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NY
Property Address637 AUSABLE DR, JAY, NY 12941-2705
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002024274
DateJan 26, 2024
Instrument2024-274
Lender
NameGLEN FALLS NATIONAL BANK & TRUST CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX NY
Recording DateJan 15, 2021
Property Address637 AUSABLE DR, JAY, NY 12941-2705
Document Number002019/134
Book / Page2019 / 134
Instrument DateJan 08, 2021
Instrument2021-249
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 GENESEE ST, UTICA, NY 13501-5629

Mortgage

Document Number0002021250
DateJan 15, 2021
Instrument2021-250
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NY
Recording DateNov 16, 2017
Property Address637 AUSABLE DR, JAY, NY 12941-2705
Document Number0000001895/0000000013
Book / Page0000001895 / 0000000013
Instrument DateNov 15, 2017
Transaction TypeTransfer
Record UpdatedOct 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 AUSABLE DR, JAY, NY 12941-2705

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,198.00 (+142.96%)$325,900 (+86.55%) Land $230,200 Building $95,700$325,900 (+86.55%) Land $230,200 Building $95,700
2023$174,700 (+2.1%) Land $143,800 Building $30,900$174,700 (+2.1%) Land $143,800 Building $30,900
2022$2,551.00 (-47.82%)$171,100 Land $71,300 Building $99,800$171,100 Land $71,300 Building $99,800
2020$4,889.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims9 (1981–2018)
Claims Outside the SFHA2 of 9
Most Recent ClaimJan 2018, tidal / storm surge
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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