Shiawassee County property record for 637 Ada St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,128 sqft · built 1930 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,565 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-001-002-00 |
| Primary APN | 050-670-001-002-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Custom Design |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 637 ADA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & E 21' OF LOT 2 (EX N 64') BLK 1 HN & SA WILLIAMS ADD |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30400 |
637 Ada St is owned by a company and is owner-occupied.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 637 ADA ST, OWOSSO, MI 48867-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 637 Ada St was $2,565 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,900 (+8.8%) | $207,800 (+8.8%) | |
| 2025 | $2,565.00 Homeowner's exemption | $95,500 | $191,000 |
| 2023 | $2,445.00 Homeowner's exemption | $77,100 | $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 Ada St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 637 Ada St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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