Sarasota County property record for 637 45th St, Sarasota, FL 34234
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,768 sqft · built 1979 |
| Lot Size | 0.147 acres (6,413 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $543 (2024) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| APN | 2004-03-0046 |
| Primary APN | 2004-03-0046 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,413 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Pool Area | 350 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 212 sqft |
| Patio Area | 460 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 637 45TH ST |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34234-4570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 4 BLK B SEMINOLE PARK |
| Legal Range | 17E |
| Legal Township | 36S |
| Legal Section | 12 |
| Legal Subdivision | SEMINOLE PARK |
| Legal Tract | 411 |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 900 |
Source: Sarasota County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 8, 2009 |
| Transfer Doc | 0000083501 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 637 45TH ST, SARASOTA, FL 34234-4570 |
| Document Number | 0000139774 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 637 45TH ST SARASOTA FL 342344570, SARASOTA, FL 34234-4570 |
| Document Number | 0000139774 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 139774 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Sarasota City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,492 (-25.38%) | $430,300 (-3.22%) Land $204,700 Building $225,600 | |
| 2024 | $543.00 (+23.97%) | ||
| 2023 | $438.00 (-13.27%) | $150,750 (+3%) | $444,600 (+4.37%) Land $223,000 Building $221,600 |
| 2022 | $505.00 | $146,359 | $426,000 Land $212,700 Building $213,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 123 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 4 condo units |
| Nearby Flood Claims | 93 (1980–2024) |
| Claims Outside the SFHA | 6 of 93 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA-CITY OF serves 55,364 people · EPA ID FL6580326 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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