6367 Spruce St, Denver, NC 28037 Property Records

Catawba County property record for 6367 Spruce St, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,075 sqft · built 1971
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$18,500 (May 1971)
Tax Bill	$807 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3696-06-38-5525`

Property Details

APN / Parcel Number

Primary APN	`3696-06-38-5525`
Alternative APN	`0017171`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	2,150 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Brick
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	200 ft deep x 128 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	172 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6367 SPRUCE ST
City	DENVER
State	NC
Zip	28037-6759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 9 PLAT 14-65
Legal Subdivision	HOLLY HILLS
Legal Lot Number	9
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	1
Census Block	1007
Census Tract	11506

Owner

6367 Spruce St is owned and occupied by an individual who acquired it in February 2013.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6367 SPRUCE ST, DENVER, NC 28037-6759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 1971 · Amount on File
Deed Sale	May 31, 1971 · Amount on File
Deed Book / Page	973 / 366
Last Transfer Date	Feb 18, 2013
Transfer Doc	0031760203
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6367 SPRUCE ST, DENVER, NC 28037-6759
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6367 SPRUCE ST, DENVER, NC 28037-6759

Mortgage

Document Number	0036780156
Date	Aug 10, 2021
Book Page	3678/156
Instrument	19153

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	39021

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6367 SPRUCE ST, DENVER, NC 28037-6759
Document Number	0034100994
Book / Page	003410 / 000994
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6367 SPRUCE ST DENVER NC 280376759, DENVER, NC 28037-6759

Mortgage

Document Number	0034100994
Date	Jul 28, 2017
Book Page	003410/000994
Instrument	12940

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6367 Spruce St was $807, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,500 (-) Land $16,300 Building $186,200
2025	$807.00 (-19.06%)	$202,500 Land $16,300 Building $186,200
2024	$997.00 (+2.05%)
2023	$977.00	$123,500 Land $10,100 Building $113,400	$202,500 Land $16,300 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6367 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6367 Spruce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLY HILLS S/D private · serves 41 people · EPA ID NC0118126
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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