Lake County property record for 6364 E Hwy 20, Lucerne, CA 95458
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 4 ba · 1,480 sqft · built 1964 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2019) |
| Tax Bill | $5,047 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 034-213-130-000 |
| Primary APN | 034-213-130-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 64 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Total Area |
| Gross Area | 1,100 sqft |
| Year Built | Built 1964 |
|---|---|
| Lot Area | 5,227 sqft (0.119 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Street Address | 6364 E HIGHWAY 20 |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458-7801 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R3 |
| Legal Subdivision | LUCERNE |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 501 |
Source: Lake County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 755, LUCERNE, CA 95458-0755 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage UMPQUA BK |
| Mar 28, 2019 | Grant Deed, Transfer · Conventional Mortgage OATES TRUST (RT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Deed Document Number | 2019003734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 16, 2019 |
| Property Address | 6364 E HIGHWAY 20, LUCERNE, CA 95458-7801 |
| Document Number | 0000011453 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 11453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 721 PAGOSA CT WALNUT CREEK CA 945972672, WALNUT CREEK, CA 94597-2672 |
| Document Number | 11454 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 11454 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | SAINT HELENA, CA 94574 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Mar 28, 2019 |
| Property Address | 6364 E HIGHWAY 20, LUCERNE, CA 95458-7801 |
| Document Number | 0000003734 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 3734 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 755 LUCERNE CA 954580755, LUCERNE, CA 95458-0755 |
| Document Number | 3735 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 3735 |
| Name | OATES TRUST (RT) |
|---|---|
| Address | 268 SAYRE ST, LAKEPORT, CA 95453-3133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,047.00 (+4.45%) | $446,202 (+4.04%) Land $44,617 Building $401,585 |
| 2023 | $4,832.00 (+0.9%) | $428,878 Land $42,886 Building $385,992 |
| 2022 | $4,789.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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