6364 Cross County Rd, Mineral, VA 23117 Property Records

Louisa County property record for 6364 Cross County Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,922 sqft · built 1996
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 43C`

Property Details

APN / Parcel Number

Primary APN	`90 43C`
Alternative APNs	`18450` `17825`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
1st Floor Area	1,110 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Porch	Slab
Porch Area	24 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17825
Street Address	6364 CROSS COUNTY RD
City	MINERAL
State	VA
Zip	23117-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	S. RIVER DB 1817/896 1.61 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3030
Census Tract	950102

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6364 CROSS COUNTY RD, MINERAL, VA 23117-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 11, 2022	Gift Deed, Transfer CLOSING USA LLC
May 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 10, 2021
Transfer Doc	001817/896
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6364 CROSS COUNTY RD, MINERAL, VA 23117-2815
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001817/901
Date	Jan 11, 2022
Book Page	1817/901
Instrument	202200000124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Interest

Rate	2.75%

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Jan 11, 2022
Property Address	6364 CROSS COUNTY RD, MINERAL, VA 23117-2815
Document Number	001817/896
Book / Page	1817 / 896
Instrument Date	Dec 10, 2021
Instrument	202200000123
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6364 CROSS COUNTY RD, MINERAL, VA 23117-2815

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	May 1, 2018
Property Address	6364 CROSS COUNTY RD, MINERAL, VA 23117-2815
Document Number	0000004151
Book / Page	001560 / 000120
Instrument Date	Apr 5, 2018
Instrument	4151
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6364 CROSS COUNTY RD MINERAL VA 231172815, MINERAL, VA 23117-2815

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,800 (+5.27%) Land $57,700 Building $226,100	$283,800 (+5.27%) Land $57,700 Building $226,100
2025	$1,941.00 (+6.65%)	$269,600 (+16.16%) Land $46,500 Building $223,100	$269,600 (+16.16%) Land $46,500 Building $223,100
2024	$1,820.00 (+83.65%)
2023		$232,100 Land $31,900 Building $200,200
2022	$991.00		$232,100 Land $31,900 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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