6362 Eel River Rd N, Denver, IN 46926 Property Records

Miami County property record for 6362 Eel River Rd N, Denver, IN 46926

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,100 sqft · built 2000
Lot Size	16.8 acres (732,766 sqft)
Owner	Individual Name on Record
Last Sale	$79,500 (Feb 2008)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-44818-00`

Property Details

APN / Parcel Number

Primary APN	`012-44818-00`
Alternative APNs	`52-05-20-400-002.000-012` `01211061081`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,575 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	732,766 sqft (16.8 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01211061081
Street Address	6362 EEL RIVER RD N
City	DENVER
State	IN
Zip	46926-9083
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	012-44818-00 PT LOTS 1,2,3,4 20-28-4 16.822 ACRES 23 448 01800
Legal Lot Number	1-4
Jurisdiction	MIAMI IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4046
Census Tract	952000

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6362 EEL RIVER RD N, DENVER, IN 46926-9083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Jan 24, 2017	Deed of Trust, Mortgage · ARM FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2008 · Amount on Record
Deed Sale	Feb 28, 2008 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Document Number	2008520872
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	6362 EEL RIVER RD N, DENVER, IN 46926-9083
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210524813
Date	Sep 29, 2021
Instrument	20210524813

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	6362 EEL RIVER RD N, DENVER, IN 46926-9083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170520332
Date	Jan 24, 2017
Instrument	20170520332

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2024
Change Frequency	3 Years
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	3-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Jefferson Township
Unified School District	North Miami Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+2.12%) Homeowner's exemption	$210,100 (+18.03%) Land $52,500 Building $157,600	$210,100 (+18.03%) Land $52,500 Building $157,600
2024	$1,509.00 (-10.45%)
2023	$1,685.00 (+36.22%)	$178,000 Land $50,300 Building $127,700	$178,000 Land $50,300 Building $127,700
2022	$1,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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