Howard County property record for 6360 Sandchain Rd, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,856 sqft · built 1974 |
| Lot Size | 0.323 acres (14,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Mar 2022) |
| Tax Bill | $8,655 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-121584 |
| Primary APN | 16-121584 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Total Area |
| Basement Area | 648 sqft |
| Finished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,075 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121584 |
|---|---|
| Street Address | 6360 SANDCHAIN RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 18 14,075 SQ' 6360 SANDCHAIN RD VIL OWEN BROWN |
| Legal Subdivision | VILLAGE OF OWEN BROWN |
| Legal Lot Number | 18 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 606704 |
6360 Sandchain Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6360 SANDCHAIN RD, COLUMBIA, MD 21045-4523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · SBA Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Mar 2, 2022 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Oct 23, 2012 · Amount on File |
| Deed Book / Page | 21372 / 124 |
| Prior Transfer Date | Mar 1, 2012 |
| Prior Transfer Doc | 0138600070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6360 SANDCHAIN RD, COLUMBIA, MD 21045-4523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | INHOUSE TITLE COMPANY, IN HOUSE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6360 SANDCHAIN RD, COLUMBIA, MD 21045-4523 |
| Document Number | 0212800204 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 21280/204 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 2, 2022 |
| Property Address | 6360 SANDCHAIN RD, COLUMBIA, MD 21045-4523 |
| Document Number | 0213720124 |
| Book / Page | 21372 / 124 |
| Map Reference | MB 23 FO 27 |
| Instrument Date | Feb 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6360 SANDCHAIN RD, COLUMBIA, MD 21045-4523 |
| Document Number | 0021372130 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 21372/130 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6360 SANDCHAIN RD, COLUMBIA, MD 21045-4523 |
| Document Number | 0201300201 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 6360 SANDCHAIN RD COLUMBIA MD 210454523, COLUMBIA, MD 21045-4523 |
| Document Number | 0201300201 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 020130/000201 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jan 20, 2043 |
| Rate | 3.12% |
|---|
The 2026 property tax bill for 6360 Sandchain Rd was $8,655, up 8.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,655.00 (+8.47%) | $575,100 (+8.78%) Land $216,500 Building $358,600 | $575,100 (-) Land $216,500 Building $358,600 |
| 2025 | $7,979.00 | $528,667 | $575,100 Land $216,500 Building $358,600 |
| 2023 | $435,800 Land $196,500 Building $239,300 | $435,800 Land $196,500 Building $239,300 | |
| 2022 | $4,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6360 Sandchain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6360 Sandchain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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