St. Clair County property record for 6360 Palms Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,524 sqft · built 1980 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Nov 2015) |
| Tax Bill | $4,427 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-002-4004-200 |
| Primary APN | 74-23-002-4004-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Lot Area | 439,956 sqft (10.1 acres) |
| Lot Width | 998 ft Width |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6360 PALMS RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AEC |
| Legal Description | BEG N 0D 53M W 1203.64' FROM SE SEC COR, TH S 89D 7M W 891.59', TH N 4D 6M 17S E 507.92', TH N 89D 7M E 847.43' TH S 0D 53M E |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 02 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 650100 |
6360 Palms Rd is owned and occupied by an individual who bought it in November 2015.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6360 PALMS RD, IRA, MI 48023-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on File |
| Deed Sale | Nov 18, 2015 · Amount on File |
| Deed Book / Page | 4659 / 796 |
| Prior Transfer Date | Sep 30, 2013 |
| Prior Transfer Doc | 004453/192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6360 PALMS RD, IRA, MI 48023-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 19866 BARCHESTER DR, MACOMB, MI 48044-1745 |
| Document Number | 0053040883 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5304/883 |
| Instrument | 2021001756 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 6360 Palms Rd was $4,427 with a homeowner's exemption, up 3.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,200 (+4.84%) | $368,400 | |
| 2025 | $4,427.00 (+3.1%) Homeowner's exemption | $175,700 | |
| 2024 | $4,294.00 | $351,400 | |
| 2023 | $147,500 | ||
| 2022 | $6,566.00 | $295,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6360 Palms Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6360 Palms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Duke Broadband Fiber | 1,000 / 100 |
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