Cook County property record for 636 Thorndale Dr, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,246 sqft · built 1984 |
| Lot Size | 0.11 acres (4,774 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,469 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-108-010 |
| Primary APN | 06-20-108-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,246 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,774 sqft (0.11 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 636 THORNDALE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8193 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (PARKWOOD) (II) (UNIT1) SUB OF PT OF SECS17,19 & IN N W SEC 20-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | PARKWOOD II UNIT1 |
| Legal Lot Number | 102 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 804406 |
636 Thorndale Dr, a townhouse, is owned and occupied by an individual who acquired it in June 2011.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 THORNDALE DR, ELGIN, IL 60120-8193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP |
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2011 |
| Deed Sale | Jun 3, 2011 |
| Prior Sale | Nov 8, 2005 · Amount on File |
| Deed Document Number | 201134046 |
| Prior Transfer Date | Sep 17, 1998 |
| Prior Transfer Doc | 0000000372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 636 THORNDALE DR, ELGIN, IL 60120-8193 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1355 TODD FARM DR 204, 204, ELGIN, IL 60123-1767 |
| Document Number | 0005720016 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2605720016 |
| Name | HOMETRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 636 THORNDALE DR, ELGIN, IL 60120-8193 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0029145165 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2229145165 |
| Name | HOMETRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 636 THORNDALE DR, ELGIN, IL 60120-8193 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003321119 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2103321119 |
| Name | HOMETRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 636 THORNDALE DR, ELGIN, IL 60120-8193 |
| Document Number | 1919213185 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 636 THORNDALE DR ELGIN IL 601208193, ELGIN, IL 60120-8193 |
| Document Number | 1919213185 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 19213185 |
| Name | HOMETRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 Land $3,342 Building $19,658 | $230,000 Land $33,420 Building $196,580 | |
| 2023 | $5,469.00 (+25.52%) | ||
| 2022 | $4,357.00 Homeowner's exemption | $18,998 Land $2,998 Building $16,000 | $189,980 Land $29,980 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 636 Thorndale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 636 Thorndale Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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