636 Summer St, Olivet, MI 49076 Property Records

Eaton County property record for 636 Summer St, Olivet, MI 49076

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,178 sqft · built 1994
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (Jun 2026)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Nov 2008 Reverse Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60005060016100`

Property Details

APN / Parcel Number

Primary APN	`60005060016100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	636 SUMMER ST
City	OLIVET
State	MI
Zip	49076-9614
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 15 EXCEPT N 40 FT & EXCEPT W 25 FT. LOT 16 EXCEPT W 25 FT. HOSFORDS SECOND ADDITION, CITY OF OLIVET 1992
Legal Subdivision	HOSFORDS SECOND ADDITION
Legal Lot Number	15-16
Jurisdiction	EATON MI
Township / Civil Division	OLIVET
Census Block Group	1
Census Block	1019
Census Tract	21100

Owner

636 Summer St, a residential property, is owned and occupied by two individuals who bought it in June 2026.

Source: Eaton County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 SUMMER ST, OLIVET, MI 49076-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2008	Deed of Trust, Mortgage · Reverse Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Deed Book / Page	3195 / 495
Prior Transfer Date	Jun 5, 2026
Prior Transfer Doc	3195000495
Record Updated	Sep 20, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	636 SUMMER ST, OLIVET, MI 49076-9614
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02205/0849
Date	Nov 21, 2008
Book Page	2205/0849

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1034 Months
Due	Jan 11, 2095

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 9, 2026
Property Address	636 SUMMER ST, OLIVET, MI 49076-9614
Document Number	3195000495
Book / Page	3195 / 495
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,779.80
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 SUMMER ST, OLIVET, MI 49076-9614

Mortgage

Document Number	3195000496,
Date	Jun 9, 2026
Book Page	3195/496

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 636 Summer St was $2,130 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Olivet City
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,400	$125,047 Land $43,651 Building $81,396
2025	$2,130.00
2023		$51,725	$103,450
2022	$1,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVET serves 1,758 people · EPA ID MI0004990
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: DMCI Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer St

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