Kane County property record for 636 Spruce St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,779 sqft · built 2000 |
| Lot Size | 0.303 acres (13,211 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2000) |
| Tax Bill | $9,222 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-276-007 |
| Primary APN | 06-35-276-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| Gross Area | 3,479 sqft |
| 1st Floor Area | 1,779 sqft |
| Basement Area | 1,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 13,211 sqft (0.303 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 636 SPRUCE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-1771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOSEPH P CORRONS ADDN TO CLINTON PT OF LOTS 2, 3 & 4 IN BLOCK 3 AS DESC IN DOC 2000K085853 |
| Legal Subdivision | JOSEPH P CORRONS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 2,3,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 851801 |
636 Spruce St is owned and occupied by an individual who bought it in October 2000.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 636 SPRUCE ST, SOUTH ELGIN, IL 60177-1771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2000 · Amount on File |
| Deed Sale | Oct 27, 2000 · Amount on File |
| Deed Document Number | 200085853 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 636 Spruce St was $9,222 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,222.00 Homeowner's exemption | $139,343 (+8.57%) Land $22,862 Building $116,481 | $418,196 (+8.57%) Land $68,613 Building $349,583 |
| 2024 | $128,344 Land $21,057 Building $107,287 | $385,186 Land $63,196 Building $321,990 | |
| 2022 | $8,146.00 (+5.98%) Homeowner's exemption | $105,726 (+12.17%) Land $17,346 Building $88,380 | $317,178 (+12.17%) Land $52,038 Building $265,140 |
| 2021 | $7,686.00 Homeowner's exemption | $94,256 Land $16,217 Building $78,039 | $282,768 Land $48,651 Building $234,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 636 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 636 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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