636 O'Brien Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 636 O'Brien Ave, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,251 sqft · built 2010
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Aug 2015)
Tax Bill	$2,162 (2026)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0740161`

Property Details

APN / Parcel Number

Primary APN	`R0740161`
Alternative APNs	`07-4292-36-3-06-25-0000` `0000002027`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,251 sqft Living Area
1st Floor Area	613 sqft
2nd Floor Area	638 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	25 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000002027
Street Address	636 OBRIEN AVE
City	WHITEFISH
State	MT
Zip	59937-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTT AVENUE SQUARE CORR, S36, T31 N, R22 W, LOT 1, ASSR #0000002027
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	SCOTT AVENUE SQUARE CORR
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3016
Census Tract	402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 OBRIEN AVE, WHITEFISH, MT 59937-2939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Mar 16, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Document Number	201518616
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	636 OBRIEN AVE, WHITEFISH, MT 59937-2939
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018731
Date	Aug 10, 2018
Instrument	201800018731

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	636 OBRIEN AVE, WHITEFISH, MT 59937-2939
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016136
Date	Jun 16, 2020
Instrument	202000016136

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	636 OBRIEN AVE, WHITEFISH, MT 59937-2939
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003522
Date	Feb 9, 2022
Instrument	202200003522

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 16, 2022
Property Address	636 OBRIEN AVE, WHITEFISH, MT 59937-2939
Document Number	202200006802
Instrument Date	Mar 14, 2022
Instrument	202200006802
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	130 W JASON ST, ENCINITAS, CA 92024-1447

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,162.00 (-35.15%)	$708,100 (+45.85%)
2025			$708,100 (+45.85%) Land $255,294 Building $452,806
2023	$3,334.00	$485,500	$485,500 Land $144,475 Building $341,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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