636 Oberlin Ave, Lorain, OH 44052 Property Records

Lorain County property record for 636 Oberlin Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,509 sqft · built 1900
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Apr 2024)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-026-110-023`

Property Details

APN / Parcel Number

Primary APN	`02-02-026-110-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,509 sqft Living Area
1st Floor Area	761 sqft
2nd Floor Area	722 sqft
Upper Floors Area	26 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	132 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	636 OBERLIN AVE
City	LORAIN
State	OH
Zip	44052-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWNELL 41.25 X 132
Legal Subdivision	BRL FRNT
Legal Tract	2
Legal Block	110
Legal Lot Number	3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	4
Census Block	4003
Census Tract	22400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	636 OBERLIN AVE, LORAIN, OH 44052-1458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Dec 20, 2022	Warranty Deed, Transfer · Commercial Mortgage PEARL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on Record
Deed Sale	Apr 3, 2024 · Amount on Record
Prior Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	2024001529
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 3, 2024
Property Address	636 OBERLIN AVE, LORAIN, OH 44052-1458
Document Number	0000008727
Map Reference	VOL 2 PG 9
Instrument Date	Apr 1, 2024
Instrument	2024-0008727
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	636 OBERLIN AVE, LORAIN, OH 44052-1458

Mortgage

Document Number	0000008728
Date	Apr 3, 2024
Instrument	2024-0008728

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000008729
Date	Apr 3, 2024
Instrument	2024-0008729

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 20, 2022
Property Address	636 OBERLIN AVE, LORAIN, OH 44052-1458
Document Number	0000902027
Map Reference	VOL 2 PG 9
Instrument Date	Dec 16, 2022
Instrument	2022-0902027
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	KINGDOM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 OBERLIN AVE, LORAIN, OH 44052-1458

Mortgage

Document Number	0000902028
Date	Dec 20, 2022
Instrument	2022-0902028

Lender

Name	PEARL FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,310.00	$34,280 (+3.63%) Land $4,910 Building $29,370	$97,930 (+3.62%) Land $14,020 Building $83,910
2024	$1,310.00 (+10.83%)	$33,079 (+47.81%) Land $4,907 Building $28,172	$94,510 (+47.81%) Land $14,020 Building $80,490
2023	$1,182.00 (-1.42%)	$22,379 (%) Land $2,961 Building $19,418	$63,940 (-) Land $8,460 Building $55,480
2022	$1,199.00	$22,380 Land $2,960 Building $19,420
2021			$63,940 Land $8,460 Building $55,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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