636 N Pine St, Royalton, MN 56373 Property Records

Morrison County property record for 636 N Pine St, Royalton, MN 56373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 996 sqft · built 2004
Lot Size	0.318 acres (13,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2025)
Tax Bill	$2,570 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44.0592.000`

Property Details

APN / Parcel Number

Primary APN	`44.0592.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	996 sqft Living Area
1st Floor Area	700 sqft
Basement Area	996 sqft
Finished Basement	700 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,859 sqft (0.318 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	636 N PINE ST
City	ROYALTON
State	MN
Zip	56373-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 007 BLOCK 002 OF RIVEREDGE FIRST
Legal Subdivision	RIVEREDGE FIRST
Legal Block	2
Legal Lot Number	7
Jurisdiction	MORRISON MN
Township / Civil Division	ROYALTON
Census Block Group	4
Census Block	4034
Census Tract	780300

Owner

Source: Morrison County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	636 N PINE ST, ROYALTON, MN 56373-9133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 13, 2024	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Aug 4, 2025	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	2025606563
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Property Address	636 N PINE ST, ROYALTON, MN 56373-9133
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569961
Date	Jun 17, 2020
Instrument	569961

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Property Address	636 N PINE ST, ROYALTON, MN 56373-9133
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000598783
Date	May 13, 2024
Instrument	598783

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2044

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORRISON MN
Recording Date	Aug 4, 2025
Property Address	636 N PINE ST, ROYALTON, MN 56373-9133
Document Number	0000606563
Instrument Date	Jul 16, 2025
Instrument	606563
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	LARSON ABSTRACT COMPANY, LARSON ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 N PINE ST, ROYALTON, MN 56373-9133

Mortgage

Document Number	0000606564
Date	Aug 4, 2025
Instrument	606564

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORRISON MN
Recording Date	May 16, 2018
Property Address	636 N PINE ST, ROYALTON, MN 56373-9133
Document Number	0000555947
Instrument Date	May 11, 2018
Instrument	555947
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 N PINE ST, ROYALTON, MN 56373-9133

Mortgage

Document Number	0000555948
Date	May 16, 2018
Instrument	555948

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Morrison County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Morrison County
Municipality	Royalton City
Unified School District	Royalton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,570.00 (-10.2%) Homeowner's exemption	$304,700 (+37.25%) Land $45,000 Building $259,700	$304,700 (+37.25%) Land $45,000 Building $259,700
2025	$2,862.00 (+2.21%) Homeowner's exemption	$222,000 (-11.55%) Land $35,000 Building $187,000	$222,000 (-11.55%) Land $35,000 Building $187,000
2023	$2,800.00 Homeowner's exemption	$251,000 Land $40,500 Building $210,500	$251,000 Land $40,500 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Royalton serves 1,266 people · EPA ID MN1490006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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