636 Miller Rd, Coldwater, MI 49036 Property Records

Branch County property record for 636 Miller Rd, Coldwater, MI 49036

Property Summary

Property Type	Commercial
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on File
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110-036-300-003-07`

Property Details

APN / Parcel Number

Primary APN	`110-036-300-003-07`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	636 MILLER RD
City	COLDWATER
State	MI
Zip	49036-9524
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LD IN SW 1/4 OF SEC BEG AT A PT IN MILLER RD LOCATED S 00DEG 58MIN 25SEC W 1334.20FT TH N 88DEG 54MIN 45SEC W 655.27FT FROM
Legal Range	06W
Legal Township	07S
Legal Section	36
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3047
Census Tract	951000

Owner

636 Miller Rd, a commercial property, is owned by a company that acquired it in September 2017.

Source: Branch County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	632 MILLER RD, COLDWATER, MI 49036-9524
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2005	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK & TRUST CO
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SENTRY BANK AND TRUST
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK AND TRUST
Sep 25, 2017	Correction Deed ATTORNEY ONLY, ATTORNEY
Sep 14, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 25, 2017
Transfer Doc	201706581
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	636 MILLER RD, COLDWATER, MI 49036-9524
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01086/0757
Date	Aug 8, 2005
Book Page	1086/0757
Instrument	06996

Lender

Name	STATE BANK & TRUST CO
Address	401 CLINTON ST, DEFIANCE, OH 43512

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 4, 2026
Property Address	636 MILLER RD, COLDWATER, MI 49036-9524
Document Number	0000003602
Instrument Date	May 21, 2026
Instrument	20263602
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	632 MILLER RD, COLDWATER, MI 49036-9524

Mortgage

Document Number	0000003603,
Date	Jun 4, 2026
Instrument	20263603

Lender

Name	SENTRY BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 4, 2026
Property Address	636 MILLER RD, COLDWATER, MI 49036-9524
Document Number	0202603602
Instrument Date	May 21, 2026
Instrument	20263602
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	632 MILLER RD, COLDWATER, MI 49036-9524

Mortgage

Document Number	0000003603,
Date	Jun 4, 2026
Instrument	20263603

Lender

Name	BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

September 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 25, 2017
Property Address	636 MILLER RD, COLDWATER, MI 49036-9524
Document Number	0201706581
Instrument Date	Sep 25, 2017
Instrument	2017-06581
Record Updated	Jun 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	632 MILLER RD, COLDWATER, MI 49036-9524

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Sep 14, 2017
Property Address	636 MILLER RD, COLDWATER, MI 49036-9524
Document Number	0201706270
Instrument Date	Sep 8, 2017
Instrument	2017-06270
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	632 MILLER RD, COLDWATER, MI 49036-9524

Tax Assessment & Valuation

The 2025 property tax bill for 636 Miller Rd was $2,096, up 2.8% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,211 (+14.6%)	$110,422 (+14.6%)
2025	$2,096.00 (+2.85%)	$48,177	$96,354
2024	$2,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Miller Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Miller Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
DMCI Broadband Fixed Wireless	100 / 25
Lakeland Internet Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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